(USB) U.S. Bancorp - Ratings and Ratios

Exchange: NYSE • Country: United States • Currency: USD • Type: Common Stock • ISIN: US9029733048

USB: Banking, Lending, Investment, Insurance, Trust, Mortgage, Cards

U.S. Bancorp, a leading financial services holding company, operates as a cornerstone in the U.S. banking sector, providing a comprehensive suite of financial services tailored to individuals, businesses, institutional organizations, government entities, and other financial institutions. With a legacy dating back to 1863, the company has established itself as a stable and reliable institution, headquartered in Minneapolis, Minnesota.

The companys operations are organized into four primary segments: Wealth, Corporate, Commercial and Institutional Banking; Consumer and Business Banking; Payment Services; and Treasury and Corporate Support. This structure allows U.S. Bancorp to cater to a diverse range of financial needs, from depository services such as checking and savings accounts to lending services that include credit products, lease financing, and specialized areas like agricultural finance.

U.S. Bancorps service offerings extend beyond traditional banking. They provide capital markets, treasury management, and receivable lock-box collection services to corporate and governmental clients. Additionally, they deliver asset management and fiduciary services to individuals, estates, foundations, and charitable organizations. Their investment and insurance products, along with fund administration services for mutual funds, further enhance their value proposition.

For investors, U.S. Bancorp presents a compelling profile with a market capitalization of $74.88 billion, a P/E ratio of 12.66, and a forward P/E of 10.92. The price-to-book ratio stands at 1.44, and the price-to-sales ratio is 3.01. These metrics highlight the companys valuation and potential for future performance. Listing on the NYSE under the ticker symbol USB, U.S. Bancorp falls under the Diversified Banks category within the GICS sub-industry.

U.S. Bancorps commitment to innovation and customer satisfaction positions it as a significant player in the financial services industry. For more detailed information, visit their official website at https://www.usbank.com.

Additional Sources for USB Stock

USB Stock Overview

Market Cap in USD 71,557m
Sector Financial Services
Industry Banks - Regional
GiC Sub-Industry Diversified Banks
IPO / Inception 1987-11-05

USB Stock Ratings

Growth 5y 23.9%
Fundamental 10.1%
Dividend 65.4%
Rel. Strength Industry -9.59
Analysts 3.84/5
Fair Price Momentum 42.32 USD
Fair Price DCF 13.27 USD

USB Dividends

Dividend Yield 12m 4.41%
Yield on Cost 5y 4.63%
Annual Growth 5y 3.34%
Payout Consistency 92.9%

USB Growth Ratios

Growth Correlation 3m -76.2%
Growth Correlation 12m 82.1%
Growth Correlation 5y 16.3%
CAGR 5y 1.40%
CAGR/Max DD 5y 0.03
Sharpe Ratio 12m 0.55
Alpha -2.89
Beta 0.95
Volatility 27.95%
Current Volume 9327k
Average Volume 20d 8793.8k
What is the price of USB stocks?
As of February 22, 2025, the stock is trading at USD 45.87 with a total of 9,326,990 shares traded.
Over the past week, the price has changed by -3.94%, over one month by -7.00%, over three months by -9.81% and over the past year by +17.57%.
Is U.S. Bancorp a good stock to buy?
Neither. Based on ValueRay Fundamental Analyses, U.S. Bancorp is currently (February 2025) neither a good nor a bad stock to buy. It has a ValueRay Fundamental Rating of 10.13 and therefor a neutral outlook according to the companies health.
Based on ValueRays Analyses, Dividends and Discounted-Cash-Flow, the Fair Value of USB as of February 2025 is 42.32. This means that USB is currently overvalued and has a potential downside of -7.74%.
Is USB a buy, sell or hold?
U.S. Bancorp has received a consensus analysts rating of 3.84. Therefor, it is recommend to buy USB.
  • Strong Buy: 8
  • Buy: 5
  • Hold: 12
  • Sell: 0
  • Strong Sell: 0
What are the forecast for USB stock price target?
According to ValueRays Forecast Model, USB U.S. Bancorp will be worth about 49.3 in February 2026. The stock is currently trading at 45.87. This means that the stock has a potential upside of +7.39%.
Issuer Forecast Upside
Wallstreet Target Price 57.2 24.7%
Analysts Target Price 57.1 24.6%
ValueRay Target Price 49.3 7.4%