(VYX) NCR Voyix - Ratings and Ratios

NCR Voyix Corporation (NYSE: VYX) is a global leader in providing software and services that power the digital transformation of industries like banking, retail, and restaurants. With operations spanning the United States, the Americas, Asia Pacific, Europe, the Middle East, and Africa, the company is deeply entrenched in the financial and commerce ecosystems of over 180 countries. Its three main business segments—Retail, Restaurants, and Digital Banking—reflect its diversified approach to serving modern businesses.

In the retail sector, NCR Voyix offers comprehensive point-of-sale (POS) solutions, including API-driven platforms, hardware terminals, and payment processing. The company also provides self-service kiosks and self-checkout (SCO) systems, which are increasingly critical as retailers seek to enhance customer experiences and operational efficiency. For restaurants, NCR Voyix delivers cloud-based software for POS, kitchen production, and customer engagement, along with specialized hardware like kitchen display systems and handheld devices. These solutions cater to a wide range of establishments, from quick-service eateries to fine dining establishments.

The Digital Banking segment is another cornerstone of NCR Voyixs business. The company provides banks and financial institutions with tools for transaction processing, imaging, and branch services. Its solutions enable seamless customer account opening and onboarding across digital, branch, and call center channels. This makes NCR Voyix a key player in the digital transformation of banking, helping institutions adapt to the shift toward online and mobile-first financial services.

From a financial perspective, NCR Voyix operates with a market capitalization of approximately $1.756 billion, positioning it as a mid-cap company with significant scale and resources. Its forward P/E ratio of 31.25 suggests investor confidence in its growth prospects, while its price-to-sales (P/S) ratio of 0.49 indicates a reasonable valuation relative to its revenue. The companys price-to-book (P/B) ratio of 1.73 reflects its balance sheet strength and the markets perception of its intangible assets.

Originally incorporated in 1884 as NCR Corporation, the company rebranded as NCR Voyix Corporation in October 2023, signaling its evolution into a more focused, technology-driven entity. Headquartered in Atlanta, Georgia, NCR Voyix serves a diverse clientele, including grocery stores, drug stores, box retailers, and restaurants of all sizes. Its customer base also extends to small-and-medium sized businesses (SMBs) and large multinational enterprises, underscoring its ability to scale solutions across different market tiers.

For investors and fund managers, NCR Voyix represents a unique opportunity to gain exposure to the intersection of financial technology (fintech), retail technology,