(WDH) Waterdrop - Ratings and Ratios

Waterdrop Inc. ADR (NYSE:WDH) operates as a digital insurance brokerage platform in China, connecting users with insurance products underwritten by licensed insurance companies. The company specializes in both short-term and long-term health and life insurance products. Beyond insurance brokerage, Waterdrop manages a medical crowdfunding platform designed to help individuals cover medical expenses, and it operates E-Find, a digital platform that streamlines patient recruitment for pharmaceutical companies conducting clinical trials. Founded in 2016 and headquartered in Beijing, Waterdrop has established itself as a key player in Chinas growing digital insurance and healthcare technology sector.

From a technical perspective, WDH is currently trading at $1.28, slightly above its 20-day SMA of $1.26 but below its 50-day SMA of $1.21. The stocks 200-day SMA stands at $1.16, indicating a potential downtrend. Average trading volume over the past 20 days is 175,030 shares, with an ATR of $0.06, suggesting relatively low volatility. On the fundamental side, Waterdrop has a market cap of $416.90M, a P/E ratio of 11.30, and a P/B ratio of 0.78, indicating undervaluation relative to book value. The P/S ratio of 0.18 reflects a low valuation relative to sales, while an RoE of 7.57% highlights moderate profitability.

Over the next three months, WDH is expected to face headwinds from its declining SMA trend, with potential resistance at $1.30. However, its low P/S ratio and improving RoE could attract value investors. The stocks ATR of $0.06 suggests manageable volatility, but the lack of a forward P/E limits visibility into future earnings growth. Overall, WDH is likely to remain range-bound between $1.15 and $1.35, with upside potential tied to improving fundamentals and downside risk linked to broader market conditions.