(WF) Woori Financial - Ratings and Ratios

Woori Financial Group Inc. is a multifaceted commercial bank that delivers a broad spectrum of financial services to a diverse customer base in Korea, comprising individuals, businesses, and institutions. The company's operations are segmented into distinct units, including Banking, Credit Card, Capital, Investment Banking, and Others, allowing for a tailored approach to meeting the unique needs of each customer category. Its product portfolio encompasses a range of deposit accounts, such as savings, demand, and installment deposits, as well as time deposits, certificates of deposit, and repurchase instruments, providing customers with flexibility in managing their funds.

The company's lending activities are equally diverse, with offerings that include working capital, facilities, general purpose household, mortgage, and home equity loans, designed to support various aspects of personal and business finance. Additionally, Woori Financial Group Inc. issues debit and credit cards, accompanied by a suite of related services such as cash services, card loans, and lease financing, aiming to provide comprehensive financial solutions to its customers. The securities operation, sale of financial instruments, project financing, and other related solutions further expand the company's service palette, catering to the complex financial needs of its clientele.

Woori Financial Group Inc. also engages in a wide array of other financial activities, including credit purchase, cash advance, credit card loans, foreign exchange services, import and export-related services, offshore lending, syndicated loans, and foreign currency securities investment. The company's investment trust products, bancassurance, and private equity funds are designed to provide customers with opportunities for growth and risk management. Moreover, its involvement in real estate, system software development and maintenance, financing, credit information, securities investment and trading, derivatives trading, asset securitization, investment, and international banking underscores the company's commitment to providing a one-stop financial service platform.

In terms of convenience and accessibility, Woori Financial Group Inc. offers automated telephone, Internet, and mobile banking services, enabling customers to manage their financial affairs with ease and flexibility. The company also provides trust management, trustee, and custodian services, further enhancing its customer-centric approach. Founded in 1899 and headquartered in Seoul, South Korea, Woori Financial Group Inc. has established itself as a significant player in the Korean financial sector, with a rich history and a forward-looking strategy. With its common stock listed on the NYSE under the ticker symbol WF, and classified under the GICS Sub Industry of Diversified Banks, the company is well-positioned to continue serving the evolving financial needs of its customers and stakeholders.