XYF 📈 X Financial Class A - Overview
Exchange: NYSE • Country: China • Currency: USD • Type: Common Stock • ISIN: US98372W2026
XYF: Loans, Credit, Investment, Insurance, Wealth Management, Guarantee
X Financial provides personal finance services in the People's Republic of China. The company offers services as an online marketplace connecting borrowers and investors or institutional funding partners. Its loan products include Xiaoying credit loan, which consists of Xiaoying card loan; and Xiaoying preferred loan to small business owners. The company also offers Xiaoying housing loan, a home equity loan product for property owners; investment products through Xiaoying wealth management platform, such as funds, money market, and insurance products; and loan facilitation services to other platforms. In addition, it engages in the technology development, service, and sale of products; and provision of guarantee and consulting services. The company was incorporated in 2014 and is headquartered in Shenzhen, the People's Republic of China. Web URL: https://www.xiaoyinggroup.com
Additional Sources for XYF Stock
News:
Wall Street Journal
Benzinga
Yahoo Finance
Tweets: X Stocktwits
Fund Manager Positions: Dataroma Stockcircle
Tweets: X Stocktwits
Fund Manager Positions: Dataroma Stockcircle
XYF Stock Overview
| Market Cap in USD | 394m |
| Sector | Financial Services |
| Industry | Credit Services |
| GiC Sub-Industry | Consumer Finance |
| IPO / Inception | 2018-09-18 |
XYF Stock Ratings
| Growth 5y | 43.6% |
| Fundamental | 68.7% |
| Dividend | 18.9% |
| Rel. Strength Industry | 372 |
| Analysts | - |
| Fair Price Momentum | 8.23 USD |
| Fair Price DCF | 669.24 USD |
XYF Dividends
| Dividend Yield 12m | 4.28% |
| Yield on Cost 5y | 7.01% |
| Annual Growth 5y | -10.74% |
| Payout Consistency | 33.3% |
XYF Growth Ratios
| Growth Correlation 3m | 41.9% |
| Growth Correlation 12m | 87.8% |
| Growth Correlation 5y | 44.2% |
| CAGR 5y | 10.38% |
| CAGR/Mean DD 5y | 0.16 |
| Sharpe Ratio 12m | 1.70 |
| Alpha | 114.72 |
| Beta | 0.60 |
| Volatility | 93.00% |
| Current Volume | 15.1k |
| Average Volume 20d | 45.2k |
What is the price of XYF stocks?
As of December 21, 2024, the stock is trading at USD 7.95 with a total of 15,100 shares traded.
Over the past week, the price has changed by -3.39%, over one month by +27.52%, over three months by +66.04% and over the past year by +135.26%.
As of December 21, 2024, the stock is trading at USD 7.95 with a total of 15,100 shares traded.
Over the past week, the price has changed by -3.39%, over one month by +27.52%, over three months by +66.04% and over the past year by +135.26%.
Is X Financial Class A a good stock to buy?
Yes, based on ValueRay Fundamental Analyses, X Financial Class A (NYSE:XYF) is currently (December 2024) a good stock to buy. It has a ValueRay Fundamental Rating of 68.73 and therefor a positive outlook according to the companies health.
Based on ValueRays Analyses, Dividends and Discounted-Cash-Flow, the Fair Value of XYF as of December 2024 is 8.23. This means that XYF is currently overvalued and has a potential downside of 3.52%.
Yes, based on ValueRay Fundamental Analyses, X Financial Class A (NYSE:XYF) is currently (December 2024) a good stock to buy. It has a ValueRay Fundamental Rating of 68.73 and therefor a positive outlook according to the companies health.
Based on ValueRays Analyses, Dividends and Discounted-Cash-Flow, the Fair Value of XYF as of December 2024 is 8.23. This means that XYF is currently overvalued and has a potential downside of 3.52%.
Is XYF a buy, sell or hold?
X Financial Class A has no consensus analysts rating.
X Financial Class A has no consensus analysts rating.
What are the forecast for XYF stock price target?
According to ValueRays Forecast Model, XYF X Financial Class A will be worth about 9 in December 2025. The stock is currently trading at 7.95. This means that the stock has a potential upside of +13.71%.
According to ValueRays Forecast Model, XYF X Financial Class A will be worth about 9 in December 2025. The stock is currently trading at 7.95. This means that the stock has a potential upside of +13.71%.
| Issuer | Forecast | Upside |
|---|---|---|
| Wallstreet Target Price | 1.7 | -78.6% |
| Analysts Target Price | 1.7 | -78.6% |
| ValueRay Target Price | 9 | 13.7% |