(YRD) Yirendai - Ratings and Ratios
Exchange: NYSE • Country: China • Currency: USD • Type: Common Stock • ISIN: US98585L1008
YRD: Loans, Insurance, Consumption, Lifestyle, Financial
Yiren Digital Ltd. provides financial services through an AI-powered platform in China. Its platform provides a suite of financial and lifestyle services. The company offers financial services, which provides a portfolio of loan products to borrowers; insurance brokerage services; and consumption and lifestyle services, including non-financial products and services to meet various consumer needs. It supports clients at various growth stages, addressing financing needs arising from consumption and production activities, and augmenting the well-being and security of individuals, families, and businesses. The company was formerly known as Yirendai Ltd. and changed its name to Yiren Digital Ltd. in September 2019. Yiren Digital Ltd. was founded in 2012 and is based in Beijing, the People's Republic of China. Yiren Digital Ltd. operates as a subsidiary of CreditEase Holdings (Cayman) Limited. Web URL: https://www.yiren.com
Additional Sources for YRD Stock
News:
Wall Street Journal
Benzinga
Yahoo Finance
Tweets: X Stocktwits
Fund Manager Positions: Dataroma Stockcircle
Tweets: X Stocktwits
Fund Manager Positions: Dataroma Stockcircle
YRD Stock Overview
| Market Cap in USD | 423m |
| Sector | Financial Services |
| Industry | Credit Services |
| GiC Sub-Industry | Consumer Finance |
| IPO / Inception | 2015-12-18 |
YRD Stock Ratings
| Growth 5y | 7.88% |
| Fundamental | 35.2% |
| Dividend | 23.4% |
| Rel. Strength Industry | -25.6 |
| Analysts | - |
| Fair Price Momentum | 4.75 USD |
| Fair Price DCF | 312.91 USD |
YRD Dividends
| Dividend Yield 12m | 3.88% |
| Yield on Cost 5y | 4.10% |
| Annual Growth 5y | % |
| Payout Consistency | 24.2% |
YRD Growth Ratios
| Growth Correlation 3m | -68.5% |
| Growth Correlation 12m | 24.5% |
| Growth Correlation 5y | 7.2% |
| CAGR 5y | 1.07% |
| CAGR/Mean DD 5y | 0.02 |
| Sharpe Ratio 12m | 0.61 |
| Alpha | 1.57 |
| Beta | 0.91 |
| Volatility | 67.89% |
| Current Volume | 99.9k |
| Average Volume 20d | 102.5k |
What is the price of YRD stocks?
As of January 23, 2025, the stock is trading at USD 5.15 with a total of 99,900 shares traded.
Over the past week, the price has changed by +6.85%, over one month by +9.11%, over three months by -13.15% and over the past year by +26.03%.
As of January 23, 2025, the stock is trading at USD 5.15 with a total of 99,900 shares traded.
Over the past week, the price has changed by +6.85%, over one month by +9.11%, over three months by -13.15% and over the past year by +26.03%.
Is Yirendai a good stock to buy?
Partly, yes. Based on ValueRay Fundamental Analyses, Yirendai (NYSE:YRD) is currently (January 2025) ok to buy, but has to be watched. It has a ValueRay Fundamental Rating of 35.17 and therefor a somewhat positive outlook according to the companies health.
Based on ValueRays Analyses, Dividends and Discounted-Cash-Flow, the Fair Value of YRD as of January 2025 is 4.75. This means that YRD is currently overvalued and has a potential downside of -7.77%.
Partly, yes. Based on ValueRay Fundamental Analyses, Yirendai (NYSE:YRD) is currently (January 2025) ok to buy, but has to be watched. It has a ValueRay Fundamental Rating of 35.17 and therefor a somewhat positive outlook according to the companies health.
Based on ValueRays Analyses, Dividends and Discounted-Cash-Flow, the Fair Value of YRD as of January 2025 is 4.75. This means that YRD is currently overvalued and has a potential downside of -7.77%.
Is YRD a buy, sell or hold?
Yirendai has no consensus analysts rating.
Yirendai has no consensus analysts rating.
What are the forecast for YRD stock price target?
According to ValueRays Forecast Model, YRD Yirendai will be worth about 5.3 in January 2026. The stock is currently trading at 5.15. This means that the stock has a potential upside of +2.14%.
According to ValueRays Forecast Model, YRD Yirendai will be worth about 5.3 in January 2026. The stock is currently trading at 5.15. This means that the stock has a potential upside of +2.14%.
| Issuer | Forecast | Upside |
|---|---|---|
| Wallstreet Target Price | 2 | -60.6% |
| Analysts Target Price | 2 | -60.6% |
| ValueRay Target Price | 5.3 | 2.1% |