(IPAY) Digital Payments - Overview
Etf: Payment, Processing, Wallet, Networks, Fintech
Dividends
| Dividend Yield | 0.78% |
| Yield on Cost 5y | 0.60% |
| Yield CAGR 5y | 209.16% |
| Payout Consistency | 36.4% |
| Payout Ratio | - |
| Risk 5d forecast | |
|---|---|
| Volatility | 30.2% |
| Relative Tail Risk | 2.33% |
| Reward TTM | |
|---|---|
| Sharpe Ratio | -0.94 |
| Alpha | -40.06 |
| Character TTM | |
|---|---|
| Beta | 1.157 |
| Beta Downside | 1.145 |
| Drawdowns 3y | |
|---|---|
| Max DD | 25.27% |
| CAGR/Max DD | 0.12 |
Description: IPAY Digital Payments December 29, 2025
The Amplify Digital Payments ETF (NYSE ARCA: IPAY) seeks to replicate an index of mobile-payments firms, holding common stocks, ADRs, or GDRs of companies that enable electronic transactions via smartphones, wearables, or other digital channels. By design, the fund must allocate at least 80 % of its net assets-plus any investment-purpose borrowings-to this niche, resulting in a non-diversified, sector-concentrated profile.
Key drivers for the mobile-payments space include: (1) the accelerating shift to cash-less economies, with global e-payment transaction volume projected to grow at a CAGR of ~12 % through 2028; (2) rising consumer adoption of QR-code and NFC-based solutions, especially in emerging markets where smartphone penetration exceeds 70 %; and (3) regulatory trends such as open-banking mandates in Europe and the U.S., which expand the addressable market for fintech intermediaries.
Recent performance metrics illustrate the sector’s momentum: the top-10 holdings of IPAY collectively generated an average revenue growth rate of 18 % YoY in Q3 2024, and the ETF’s expense ratio stands at 0.68 %, modest relative to peers focused on digital finance.
For a deeper, data-driven assessment of IPAY’s risk-adjusted outlook, consider exploring the analytical tools on ValueRay.
What is the price of IPAY shares?
Over the past week, the price has changed by -3.05%, over one month by -11.86%, over three months by -9.88% and over the past year by -22.01%.
Is IPAY a buy, sell or hold?
What are the forecasts/targets for the IPAY price?
| Issuer | Target | Up/Down from current |
|---|---|---|
| Wallstreet Target Price | - | - |
| Analysts Target Price | - | - |
| ValueRay Target Price | 47.6 | 1.1% |
IPAY Fundamental Data Overview February 05, 2026
EBIT TTM = 0.0 USD
EBITDA TTM = 0.0 USD
Long Term Debt = unknown (none)
Short Term Debt = unknown (none)
Debt = unknown
Net Debt = unknown
Enterprise Value = 337.2m USD (337.2m + (null Debt) - (null CCE))
Interest Coverage Ratio = unknown (Ebit TTM 0.0 / Interest Expense TTM 0.0)
EV/FCF = unknown (FCF TTM 0.0)
FCF Yield = 0.0% (FCF TTM 0.0 / Enterprise Value 337.2m)
FCF Margin = unknown (Revenue TTM is 0 or missing)
Net Margin = unknown
Gross Margin = unknown ((Revenue TTM 0.0 - Cost of Revenue TTM 0.0) / Revenue TTM)
Tobins Q-Ratio = unknown (Enterprise Value 337.2m / Total Assets none)
Interest Expense / Debt = unknown (Interest Expense 0.0 / Debt none)
Taxrate = 21.0% (US default 21%)
NOPAT = 0.0 (EBIT 0.0 * (1 - 21.00%))
Current Ratio = unknown (Total Current Assets none / Total Current Liabilities none)
Debt / Equity = unknown (Debt none)
Debt / EBITDA = unknown (Net Debt none / EBITDA 0.0)
Debt / FCF = unknown (Net Debt none / FCF TTM 0.0)
Total Stockholder Equity = 0.0 (from calculated bookValueOfEquity)
RoA = unknown (Net Income 0.0 / Total Assets none)
RoE = unknown (Net Income TTM 0.0 / Total Stockholder Equity 0.0)
RoCE = unknown (EBIT 0.0 / Capital Employed )
RoIC = unknown (NOPAT 0.0, Invested Capital 0.0, EBIT 0.0)
WACC = 10.18% (E(337.2m)/V(337.2m) * Re(10.18%) + (debt-free company))
Discount Rate = 10.18% (= CAPM, Blume Beta Adj.)
Fair Price DCF = unknown (Cash Flow 0.0)