(ATCH) AtlasClear Holdings - Overview
Stock: Trading Platform, Clearing System, Crypto Banking, FX Tools, Bond Analytics
| Risk 5d forecast | |
|---|---|
| Volatility | 88.7% |
| Relative Tail Risk | -17.2% |
| Reward TTM | |
|---|---|
| Sharpe Ratio | 0.08 |
| Alpha | -112.73 |
| Character TTM | |
|---|---|
| Beta | 1.305 |
| Beta Downside | 2.725 |
| Drawdowns 3y | |
|---|---|
| Max DD | 99.98% |
| CAGR/Max DD | -0.93 |
Description: ATCH AtlasClear Holdings December 23, 2025
AtlasClear Holdings, Inc. (NYSE MKT: ATCH) is a Tampa-based fintech firm that builds and operates an end-to-end platform for trading, clearing, settlement, and banking of financial products, with a focus on crypto and foreign-exchange services. Its product suite includes AtlasFX and Rubicon (an OMS/trading app for automated currency exchange), SURFACExchange (an OTC spot and options FX multilateral trading venue), and BondQuantum (a real-time bond analytics engine), alongside back-office, middle-office, and broker-dealer capabilities for both OTC and listed securities.
Recent public filings indicate that AtlasClear generated approximately $12.4 million in revenue for FY 2023, reflecting a 45 % year-over-year increase driven primarily by a surge in crypto-related transaction volume, which surpassed $2.3 billion in the same period. The broader fintech infrastructure market is expanding at roughly 15 % CAGR, supported by rising institutional adoption of digital assets and tighter integration of FX services into corporate treasury operations. However, the company remains exposed to regulatory uncertainty in the United States and Europe, where evolving AML/KYC rules could materially affect onboarding timelines and compliance costs.
For a deeper dive into ATCH’s valuation metrics and peer comparisons, you might find the free analytics on ValueRay worth a quick look.
Piotroski VR‑10 (Strict, 0-10) 2.0
| Net Income: -5.44m TTM > 0 and > 6% of Revenue |
| FCF/TA: -0.01 > 0.02 and ΔFCF/TA 19.57 > 1.0 |
| NWC/Revenue: -19.72% < 20% (prev -103.9%; Δ 84.15% < -1%) |
| CFO/TA -0.01 > 3% & CFO -1.10m > Net Income -5.44m |
| Net Debt (2.36m) to EBITDA (3.44m): 0.68 < 3 |
| Current Ratio: 0.95 > 1.5 & < 3 |
| Outstanding Shares: last quarter (59.9m) vs 12m ago 3040 % < -2% |
| Gross Margin: 82.24% > 18% (prev 0.72%; Δ 8152 % > 0.5%) |
| Asset Turnover: 18.98% > 50% (prev 12.15%; Δ 6.83% > 0%) |
| Interest Coverage Ratio: 0.26 > 6 (EBITDA TTM 3.44m / Interest Expense TTM 7.65m) |
Altman Z'' -8.58
| A: -0.03 (Total Current Assets 47.2m - Total Current Liabilities 49.6m) / Total Assets 73.6m |
| B: -1.94 (Retained Earnings -143.0m / Total Assets 73.6m) |
| C: 0.03 (EBIT TTM 2.02m / Avg Total Assets 64.8m) |
| D: -2.14 (Book Value of Equity -143.0m / Total Liabilities 66.8m) |
| Altman-Z'' Score: -8.58 = D |
Beneish M -3.38
| DSRI: 0.25 (Receivables 1.03m/2.32m, Revenue 12.3m/6.81m) |
| GMI: 0.87 (GM 82.24% / 71.92%) |
| AQI: 0.78 (AQ_t 0.36 / AQ_t-1 0.46) |
| SGI: 1.81 (Revenue 12.3m / 6.81m) |
| TATA: -0.06 (NI -5.44m - CFO -1.10m) / TA 73.6m) |
| Beneish M-Score: -3.38 (Cap -4..+1) = AA |
What is the price of ATCH shares?
Over the past week, the price has changed by +9.73%, over one month by -7.81%, over three months by -21.52% and over the past year by -93.09%.
Is ATCH a buy, sell or hold?
- StrongBuy: 1
- Buy: 0
- Hold: 0
- Sell: 0
- StrongSell: 0
What are the forecasts/targets for the ATCH price?
| Issuer | Target | Up/Down from current |
|---|---|---|
| Wallstreet Target Price | - | - |
| Analysts Target Price | - | - |
| ValueRay Target Price | 0.3 | 12% |
ATCH Fundamental Data Overview February 02, 2026
P/B = 5.2297
Revenue TTM = 12.3m USD
EBIT TTM = 2.02m USD
EBITDA TTM = 3.44m USD
Long Term Debt = 2.03m USD (from longTermDebt, last quarter)
Short Term Debt = 5.01m USD (from shortTermDebt, last quarter)
Debt = 5.05m USD (from shortLongTermDebtTotal, last quarter)
Net Debt = 2.36m USD (from netDebt column, last quarter)
Enterprise Value = 35.0m USD (32.6m + Debt 5.05m - CCE 2.69m)
Interest Coverage Ratio = 0.26 (Ebit TTM 2.02m / Interest Expense TTM 7.65m)
EV/FCF = -31.73x (Enterprise Value 35.0m / FCF TTM -1.10m)
FCF Yield = -3.15% (FCF TTM -1.10m / Enterprise Value 35.0m)
FCF Margin = -8.96% (FCF TTM -1.10m / Revenue TTM 12.3m)
Net Margin = -44.20% (Net Income TTM -5.44m / Revenue TTM 12.3m)
Gross Margin = 82.24% ((Revenue TTM 12.3m - Cost of Revenue TTM 2.18m) / Revenue TTM)
Gross Margin QoQ = 86.25% (prev 84.53%)
Tobins Q-Ratio = 0.47 (Enterprise Value 35.0m / Total Assets 73.6m)
Interest Expense / Debt = 28.41% (Interest Expense 1.43m / Debt 5.05m)
Taxrate = 21.0% (US default 21%)
NOPAT = 1.60m (EBIT 2.02m * (1 - 21.00%))
Current Ratio = 0.95 (Total Current Assets 47.2m / Total Current Liabilities 49.6m)
Debt / Equity = 0.74 (Debt 5.05m / totalStockholderEquity, last quarter 6.86m)
Debt / EBITDA = 0.68 (Net Debt 2.36m / EBITDA 3.44m)
Debt / FCF = -2.14 (negative FCF - burning cash) (Net Debt 2.36m / FCF TTM -1.10m)
Total Stockholder Equity = -9.27m (last 4 quarters mean from totalStockholderEquity)
RoA = -8.39% (Net Income -5.44m / Total Assets 73.6m)
RoE = 58.64% (negative equity) (Net Income TTM -5.44m / Total Stockholder Equity -9.27m)
RoCE = -27.89% (negative capital employed) (EBIT 2.02m / Capital Employed (Equity -9.27m + L.T.Debt 2.03m))
RoIC = 15.49% (NOPAT 1.60m / Invested Capital 10.3m)
WACC = 12.29% (E(32.6m)/V(37.7m) * Re(10.72%) + D(5.05m)/V(37.7m) * Rd(28.41%) * (1-Tc(0.21)))
Discount Rate = 10.72% (= CAPM, Blume Beta Adj.)
Shares Correlation 3-Years: 100.0 | Cagr: 143.8%
Fair Price DCF = unknown (Cash Flow -1.10m)
EPS Correlation: -34.11 | EPS CAGR: 0.01% | SUE: N/A | # QB: 0
Revenue Correlation: 90.95 | Revenue CAGR: 307.0% | SUE: N/A | # QB: 0