(BHB) Bar Harbor Bankshares - Ratings and Ratios

Bar Harbor Bankshares Inc. (BHB) serves as the holding company for Bar Harbor Bank & Trust, a financial institution with a rich history dating back to 1887. Headquartered in Bar Harbor, Maine, the bank is deeply rooted in its community, catering primarily to the financial needs of individuals, businesses, and municipalities in coastal and rural areas. Its extensive service offerings are designed to provide comprehensive financial solutions, underscoring its commitment to being a one-stop provider.

The banks deposit products include a variety of options such as non-interest-bearing and interest-bearing demand accounts, savings accounts, time deposits, money market deposit accounts, and certificates of deposit. On the lending side, Bar Harbor offers a diverse portfolio including commercial construction loans for raw land, land development, and property construction, as well as loans for owner-occupied and non-owner-occupied commercial real estate. Tax-exempt loans are provided to state and municipal governments, while commercial and industrial loans support working capital and capital investments. Residential services include loans for one-to-four family homes, home equity loans, and consumer loans for personal needs such as auto loans and recreational equipment.

Bar Harbor also offers life insurance, annuities, retirement products, and financial planning services. Additionally, the bank provides trust and estate administration, wealth advisory, and investment management services tailored to individuals, businesses, and municipalities. Their expertise extends to 401(K) plans, estate and charitable planning, family office services, and tax planning, reflecting a strong focus on holistic financial management and community support.

As a regional bank with a long-standing presence, Bar Harbor emphasizes customer service and community involvement, often engaging in local initiatives and financial education programs to empower their clientele. Their commitment to the community is evident through various outreach efforts, enhancing their reputation as a trusted financial partner.

Ticker Symbol: BHB
Exchange: NYSE MKT
Type: common stock
Country Origin: United States
GICS Sub Industry: Regional Banks

Average Volume 20d: 41912
Last Price: 32.08
SMA 20: 32.25
SMA 50: 31.51
SMA 200: 30.05
ATR: 1.00

Market Cap: 501.64M USD
P/E: 11.56
P/E forward: 0.00
P/B: 1.09
P/S: 3.37
RoE: 9.50

Over the next three months, Bar Harbor Bankshares is expected to maintain its stable financial position, supported by a favorable P/E ratio of 11.56 and a healthy return on equity of 9.50%. The stocks technical indicators, with SMA20 at 32.25 and SMA50 at 31.51, suggest a potential short-term downtrend, though manageable volatility with an ATR of 1.00. Fundamentally, the banks focus on community banking and diversified financial services positions it well for steady performance. Anticipated revenue growth may be modest, aligning with industry standards, as the bank continues to leverage its strong market presence and customer-centric approach.