(BRBS) Blue Ridge Bankshares - Ratings and Ratios

Blue Ridge Bankshares, Inc. (NYSE MKT: BRBS) is a bank holding company for Blue Ridge Bank, National Association, offering a comprehensive suite of commercial and consumer banking, as well as financial services. The company operates through two primary segments: Commercial Banking and Mortgage Banking. Its deposit products include checking, savings, money market, cash management, and individual retirement accounts, along with certificates of deposit. The loan portfolio encompasses commercial and industrial loans, residential mortgages, commercial mortgages, home equity loans, consumer installment loans, and guaranteed government loans. Additionally, the bank provides a range of services such as wire transfers, direct deposit payroll, remote deposit, electronic statements, and property and casualty insurance products. It also offers employee benefit plans, trust administration, estate planning, investment, and wealth management services. The bank operates across multiple locations in Virginia and Greensboro, North Carolina, and has been in operation since 1893, with its headquarters in Charlottesville, Virginia.

From a financial perspective, Blue Ridge Bankshares, Inc. has a market capitalization of $322.05 million. The stock is trading at $3.67 as of the latest price, with a price-to-book ratio of 0.98, indicating that the stock is trading near its book value. The price-to-sales ratio stands at 3.31, reflecting the markets valuation of its revenue generation. However, the return on equity (RoE) is negative at -5.33%, which may raise concerns about profitability. The technical analysis shows that the stock is trading below its 20-day and 50-day simple moving averages (SMA) of 3.59 and 3.40, respectively, but above its 200-day SMA of 3.04. The average true range (ATR) of 0.11 suggests relatively low volatility in the stock price.