(ACA) Credit Agricole - Ratings and Ratios
Exchange: PA • Country: France • Currency: EUR • Type: Common Stock • ISIN: FR0000045072
ACA: Retail, Corporate, Insurance, Investment, Banking
Crédit Agricole S.A. is a global banking giant headquartered in Montrouge, France, with operations spanning retail, corporate, insurance, and investment banking. Established in 1894, the bank operates through five distinct segments: Asset Gathering, Large Customers, Specialised Financial Services, French Retail Banking (LCL), and International Retail Banking. Its product portfolio includes a wide array of financial services such as savings, wealth management, payment solutions, consumer finance, and insurance products. The bank also offers specialized services like investment banking, structured finance, trade finance, and asset servicing. Crédit Agricole serves a diverse clientele, including retail customers, corporations, financial institutions, and government agencies. As a subsidiary of SAS Rue La Boetie, the bank maintains a strong presence in France and internationally, with a focus on sustainability and digital innovation in its operations.
Technically, ACA is currently trading at 16.29, with a 20-day moving average of 16.28 and a 50-day moving average of 16.07. The stocks 200-day moving average stands at 14.28, indicating a steady upward trend over the long term. The Average True Range (ATR) of 0.43 suggests moderate volatility. From a fundamental perspective, Crédit Agricole boasts a market capitalization of 48,049.97M EUR, with a price-to-earnings (P/E) ratio of 7.19 and a forward P/E of 8.09. The price-to-book (P/B) ratio of 0.64 reflects a conservative valuation, while the return on equity (RoE) of 8.97 highlights decent profitability.
Over the next three months, ACA is expected to consolidate within a narrow range, supported by its 20-day moving average at 16.28 and resisted by its 50-day moving average at 16.07. The stock may experience sideways movement with occasional breakout attempts, driven by its moderate ATR of 0.43. Fundamentally, the banks strong return on equity (8.97) and reasonable price-to-book ratio (0.64) suggest stability, though external factors such as broader market conditions and economic trends could influence its performance.
Additional Sources for ACA Stock
ACA Stock Overview
Market Cap in USD | 56,447m |
Sector | Financial Services |
Industry | Banks - Regional |
GiC Sub-Industry | Regional Banks |
IPO / Inception |
ACA Stock Ratings
Growth Rating | 78.0 |
Fundamental | 7.01 |
Dividend Rating | 77.6 |
Rel. Strength | 4.99 |
Analysts | - |
Fair Price Momentum | 20.06 EUR |
Fair Price DCF | 127.23 EUR |
ACA Dividends
Dividend Yield 12m | 6.74% |
Yield on Cost 5y | 19.85% |
Annual Growth 5y | 7.03% |
Payout Consistency | 73.2% |
ACA Growth Ratios
Growth Correlation 3m | 64.4% |
Growth Correlation 12m | 41% |
Growth Correlation 5y | 86.5% |
CAGR 5y | 25.90% |
CAGR/Max DD 5y | 0.71 |
Sharpe Ratio 12m | 2.36 |
Alpha | 16.84 |
Beta | 0.214 |
Volatility | 23.10% |
Current Volume | 5630.8k |
Average Volume 20d | 6115.1k |
As of April 29, 2025, the stock is trading at EUR 17.13 with a total of 5,630,824 shares traded.
Over the past week, the price has changed by +4.29%, over one month by +1.06%, over three months by +18.88% and over the past year by +26.01%.
Neither. Based on ValueRay Fundamental Analyses, Credit Agricole is currently (April 2025) neither a good nor a bad stock to buy. It has a ValueRay Fundamental Rating of 7.01 and therefor a neutral outlook according to the companies health.
Based on ValueRays Analyses, Dividends and Discounted-Cash-Flow, the Fair Value of ACA as of April 2025 is 20.06. This means that ACA is currently undervalued and has a potential upside of +17.1% (Margin of Safety).
Credit Agricole has no consensus analysts rating.
According to ValueRays Forecast Model, ACA Credit Agricole will be worth about 21.7 in April 2026. The stock is currently trading at 17.13. This means that the stock has a potential upside of +26.91%.
Issuer | Forecast | Upside |
---|---|---|
Wallstreet Target Price | 17.7 | 3.2% |
Analysts Target Price | - | - |
ValueRay Target Price | 21.7 | 26.9% |