(RESURS) Resurs Holding - Ratings and Ratios

Resurs Holding AB (publ) is a Swedish financial services group with a strong presence in the Nordic region, operating in Sweden, Norway, Finland, and Denmark. Through its subsidiaries, the company provides a range of financial products and services, primarily focusing on payment solutions and consumer loans. With a history dating back to 1977, Resurs has established itself as a key player in the consumer finance sector, catering to both retail and small to medium-sized enterprises (SMEs). The company is headquartered in Helsingborg, Sweden, and is a subsidiary of Ronneby Holdco Limited.

Resurs operates through two primary business segments: Payment Solutions and Consumer Loans. The Payment Solutions segment offers a variety of services, including retail finance solutions designed to drive sales for partners, payment and loyalty programs, and invoice factoring and discounting services tailored for SMEs. This segment also provides payment and credit cards for retail finance partners, enhancing their ability to offer flexible payment options to customers. Additionally, Resurs offers secured and unsecured consumer loans, as well as secured loans collateralized by residential properties, providing borrowers with access to credit while managing risk through diversification.

From an investment perspective, Resurs Holding AB (publ) presents an interesting case in the consumer finance space. The companys market capitalization stands at approximately 4,704 million SEK, with a forward P/E ratio of 6.86, indicating expectations for future earnings growth. The price-to-book (P/B) ratio of 0.59 suggests that the stock may be undervalued relative to its book value, which could attract value investors. The price-to-sales (P/S) ratio of 2.69 reflects the companys revenue generation capabilities in its core markets. For fund managers and investors, Resurs diversified revenue streams across payment solutions and consumer loans, coupled with its established presence in the Nordic region, make it a company worth considering for exposure to the consumer finance sector.

Further details about Resurs Holding AB (publ) can be found on its official website: https://www.resursholding.com/en/.