(SAMPO-SDB) Sampo SDB - Ratings and Ratios
Insurance, Property, Casualty, Liability, Reinsurance
SAMPO-SDB EPS (Earnings per Share)
SAMPO-SDB Revenue
Description: SAMPO-SDB Sampo SDB
Sampo Oyj is a leading non-life insurance provider operating in multiple European countries, offering a diverse range of insurance products, including property, casualty, liability, and motor insurance, among others. The company operates through several segments, including If, Topdanmark, Hastings, and Holding, allowing for a broad geographic presence and diversified revenue streams.
From a financial perspective, Sampos market capitalization stands at approximately 280 billion SEK, indicating a significant market presence. The companys price-to-earnings ratio is around 22, with a forward P/E of 19.8, suggesting a relatively stable earnings outlook. Additionally, Sampos return on equity (RoE) is 15.36%, indicating a decent level of profitability.
To further evaluate Sampos performance, key performance indicators (KPIs) such as the loss ratio, expense ratio, and combined ratio can be considered. A low loss ratio and expense ratio would indicate efficient operations and effective risk management. The companys dividend yield and payout ratio can also provide insights into its dividend policy and sustainability. Furthermore, metrics like the solvency ratio and capital adequacy ratio can help assess Sampos financial stability and ability to meet its obligations.
Considering Sampos diversified business model and geographic presence, the companys ability to generate consistent revenue and maintain profitability in a competitive insurance market is noteworthy. As a Trading Analyst, it is essential to monitor Sampos financial performance, operational efficiency, and industry trends to identify potential trading opportunities.
SAMPO-SDB Stock Overview
| Market Cap in USD | 31,167m |
| Sub-Industry | Multi-line Insurance |
| IPO / Inception |
SAMPO-SDB Stock Ratings
| Growth Rating | 44.5% |
| Fundamental | 71.9% |
| Dividend Rating | 37.1% |
| Return 12m vs S&P 500 | -1.80% |
| Analyst Rating | - |
SAMPO-SDB Dividends
| Dividend Yield 12m | 41.12% |
| Yield on Cost 5y | 43.65% |
| Annual Growth 5y | -8.40% |
| Payout Consistency | 93.2% |
| Payout Ratio | 77.4% |
SAMPO-SDB Growth Ratios
| Growth Correlation 3m | 72.6% |
| Growth Correlation 12m | 77.5% |
| Growth Correlation 5y | 29.1% |
| CAGR 5y | 5.03% |
| CAGR/Max DD 3y | 0.24 |
| CAGR/Mean DD 3y | 0.52 |
| Sharpe Ratio 12m | 1.14 |
| Alpha | 0.20 |
| Beta | 0.000 |
| Volatility | 18.03% |
| Current Volume | 17k |
| Average Volume 20d | 27.9k |
| Stop Loss | 104.1 (-3.1%) |
| Signal | -0.44 |
Piotroski VR‑10 (Strict, 0-10) 5.0
| Net Income (1.20b TTM) > 0 and > 6% of Revenue (6% = 611.0m TTM) |
| FCFTA 0.06 (>2.0%) and ΔFCFTA 4.20pp (YES ≥ +1.0pp, WARN ≥ +0.5pp) |
| error: NWC/Revenue cannot be calculated (needs Current Assets/Liabilities and Revenue current+prev) |
| CFO/TA 0.07 (>3.0%) and CFO 1.75b > Net Income 1.20b (YES >=105%, WARN >=100%) |
| Net Debt (1.52b) to EBITDA (1.85b) ratio: 0.82 <= 3.0 (WARN <= 3.5) |
| error: Current Ratio cannot be calculated (needs Total Current Assets and Liabilities) |
| Outstanding Shares last Quarter (2.61b) change vs 12m ago 3.88% (target <= -2.0% for YES) |
| Gross Margin 21.59% (prev 97.46%; Δ -75.86pp) >=18% & Δ>=+0.5pp (WARN >=15% & Δ>=0) |
| Asset Turnover 41.10% (prev 41.49%; Δ -0.38pp) >=50% & Δ>=+2pp (WARN >=35% & Δ>=0) |
| Interest Coverage Ratio 27.20 (EBITDA TTM 1.85b / Interest Expense TTM 61.0m) >= 6 (WARN >= 3) |
ValueRay F-Score (Strict, 0-100) 71.92
| 1. Piotroski 5.0pt = 0.0 |
| 2. FCF Yield 5.56% = 2.78 |
| 3. FCF Margin 15.25% = 3.81 |
| 4. Debt/Equity 0.41 = 2.42 |
| 5. Debt/Ebitda 1.53 = 0.90 |
| 6. ROIC - WACC (= 7.53)% = 9.42 |
| 7. RoE 16.93% = 1.41 |
| 8. Rev. Trend 15.76% = 1.18 |
| 10. EPS Trend data missing |
What is the price of SAMPO-SDB shares?
Over the past week, the price has changed by +0.19%, over one month by -2.54%, over three months by +8.16% and over the past year by +16.40%.
Is Sampo SDB a good stock to buy?
Based on momentum, paid dividends and discounted-cash-flow analyses, the fair value of SAMPO-SDB is around 12.45 SEK . This means that SAMPO-SDB is currently overvalued and has a potential downside of -88.41%.
Is SAMPO-SDB a buy, sell or hold?
What are the forecasts/targets for the SAMPO-SDB price?
| Issuer | Target | Up/Down from current |
|---|---|---|
| Wallstreet Target Price | - | - |
| Analysts Target Price | - | - |
| ValueRay Target Price | 13.5 | -87.4% |
SAMPO-SDB Fundamental Data Overview
Market Cap EUR = 26.41b (290.20b SEK * 0.091 SEK.EUR)
CCE Cash And Equivalents = 1.32b EUR (Cash And Short Term Investments, last quarter)
P/E Trailing = 22.5417
P/E Forward = 20.202
P/S = 29.7667
P/B = 3.884
P/EG = 2.6244
Beta = 0.398
Revenue TTM = 10.18b EUR
EBIT TTM = 1.66b EUR
EBITDA TTM = 1.85b EUR
Long Term Debt = 2.84b EUR (from longTermDebt, last quarter)
Short Term Debt = unknown (none)
Debt = 2.84b EUR (From: shortLongTermDebtTotal, last quarter)
Net Debt = 1.52b EUR (from netDebt column, last quarter)
Enterprise Value = 27.92b EUR (26.41b + Debt 2.84b - CCE 1.32b)
Interest Coverage Ratio = 27.20 (Ebit TTM 1.66b / Interest Expense TTM 61.0m)
FCF Yield = 5.56% (FCF TTM 1.55b / Enterprise Value 27.92b)
FCF Margin = 15.25% (FCF TTM 1.55b / Revenue TTM 10.18b)
Net Margin = 11.81% (Net Income TTM 1.20b / Revenue TTM 10.18b)
Gross Margin = 21.59% ((Revenue TTM 10.18b - Cost of Revenue TTM 7.98b) / Revenue TTM)
Tobins Q-Ratio = 6.86 (Enterprise Value 27.92b / Book Value Of Equity 4.07b)
Interest Expense / Debt = 0.85% (Interest Expense 24.0m / Debt 2.84b)
Taxrate = 21.17% (330.0m / 1.56b)
NOPAT = 1.31b (EBIT 1.66b * (1 - 21.17%))
Current Ratio = unknown (Total Current Assets none / Total Current Liabilities none)
Debt / Equity = 0.41 (Debt 2.84b / last Quarter total Stockholder Equity 6.84b)
Debt / EBITDA = 1.53 (Net Debt 1.52b / EBITDA 1.85b)
Debt / FCF = 1.83 (Debt 2.84b / FCF TTM 1.55b)
Total Stockholder Equity = 7.11b (last 4 quarters mean)
RoA = 4.85% (Net Income 1.20b, Total Assets 24.81b )
RoE = 16.93% (Net Income TTM 1.20b / Total Stockholder Equity 7.11b)
RoCE = 16.69% (Ebit 1.66b / (Equity 7.11b + L.T.Debt 2.84b))
RoIC = 13.03% (NOPAT 1.31b / Invested Capital 10.03b)
WACC = 5.50% (E(26.41b)/V(29.24b) * Re(6.02%)) + (D(2.84b)/V(29.24b) * Rd(0.85%) * (1-Tc(0.21)))
Shares Correlation 3-Years: 0.0 | Cagr: -0.43%
Discount Rate = 6.02% (= CAPM, Blume Beta Adj.) -> floored to rf + ERP 8.05%
[DCF Debug] Terminal Value 70.46% ; FCFE base≈1.14b ; Y1≈745.4m ; Y5≈340.9m
Fair Price DCF = 2.50 (DCF Value 6.70b / Shares Outstanding 2.68b; 5y FCF grow -40.0% → 3.0% )
Revenue Correlation: 15.76 | Revenue CAGR: 20.37% | SUE: N/A | # QB: 0