(TEMN) Temenos - Ratings and Ratios
Exchange: SW • Country: Switzerland • Currency: CHF • Type: Common Stock • ISIN: CH0012453913
TEMN: Banking, Software, SaaS, AI, Digital
Temenos AG specializes in developing, marketing, and selling comprehensive banking software systems tailored for financial institutions worldwide. Its product suite includes Temenos SaaS, which provides scalable banking solutions for retail, business, corporate, and wealth management sectors. The platform incorporates cloud-native architecture, enabling banks to adapt quickly to market demands. Temenos AI offers banks tools to implement AI responsibly, with features like explainability, security, and safe deployment, ensuring compliance with regulatory standards. Temenos Digital accelerates digital transformation initiatives through personalized customer experiences and omnichannel engagement. Temenos Core provides core banking capabilities, enabling institutions to modernize their operations efficiently. The Temenos Banking Platform operates on a single codebase, ensuring consistency and simplifying updates. Temenos Exchange curates and integrates fintech solutions, allowing banks to enhance their service offerings seamlessly.
The company offers specialized solutions across various banking segments. Its retail banking solution provides an open, cloud-native platform for agile transformation. The corporate and commercial banking solution streamlines trade finance, lending, payments, and supply chain finance, with automation capabilities to create tailored services. The business banking solution is cloud-agnostic, delivering end-to-end services from onboarding to lending and asset finance for SMEs. The wealth management solution is a market-leading platform for private wealth management. Temenos Payments offers next-generation payment processing, while Temenos Multifonds provides fund accounting and investor servicing on a SaaS model. Operating globally, Temenos AG serves clients in North America, Europe, the Middle East and Africa, Latin America, and the Asia-Pacific. Founded in 1993 and headquartered in Lancy, Switzerland, the company rebranded from Temenos Group AG to Temenos AG in May 2018.
Additional Sources for TEMN Stock
TEMN Stock Overview
| Market Cap in USD | 5,009m |
| GiC Sub-Industry | Application Software |
| IPO / Inception |
TEMN Stock Ratings
| Growth Rating | -38.7 |
| Fundamental | 79.6 |
| Dividend Rating | 67.4 |
| Rel. Strength | 1.72 |
| Analysts | - |
| Fair Price Momentum | 51.87 CHF |
| Fair Price DCF | 90.39 CHF |
TEMN Dividends
| Dividend Yield 12m | 4.16% |
| Yield on Cost 5y | 2.10% |
| Annual Growth 5y | 23.07% |
| Payout Consistency | 93.9% |
TEMN Growth Ratios
| Growth Correlation 3m | -94% |
| Growth Correlation 12m | 61.5% |
| Growth Correlation 5y | -78.7% |
| CAGR 5y | -13.12% |
| CAGR/Max DD 5y | -0.19 |
| Sharpe Ratio 12m | 0.50 |
| Alpha | -2.87 |
| Beta | 0.549 |
| Volatility | 78.18% |
| Current Volume | 209.2k |
| Average Volume 20d | 217.3k |
As of April 30, 2025, the stock is trading at CHF 58.80 with a total of 209,226 shares traded.
Over the past week, the price has changed by -5.16%, over one month by -15.82%, over three months by -22.99% and over the past year by +6.23%.
Yes, based on ValueRay Fundamental Analyses, Temenos (SW:TEMN) is currently (April 2025) a good stock to buy. It has a ValueRay Fundamental Rating of 79.59 and therefor a positive outlook according to the companies health.
Based on ValueRays Analyses, Dividends and Discounted-Cash-Flow, the Fair Value of TEMN as of April 2025 is 51.87. This means that TEMN is currently overvalued and has a potential downside of -11.79%.
Temenos has no consensus analysts rating.
According to ValueRays Forecast Model, TEMN Temenos will be worth about 57.5 in April 2026. The stock is currently trading at 58.80. This means that the stock has a potential downside of -2.26%.
| Issuer | Forecast | Upside |
|---|---|---|
| Wallstreet Target Price | 71.5 | 21.6% |
| Analysts Target Price | - | - |
| ValueRay Target Price | 57.5 | -2.3% |