TEMN 📈 Temenos - Overview
Exchange: SW • Country: Switzerland • Currency: CHF • Type: Common Stock • ISIN: CH0012453913
TEMN: Banking, Software, Cloud, Digital, Payments, Analytics, Compliance
Temenos AG is a leading provider of integrated banking software systems, catering to a global clientele of banking and financial institutions. The company's flagship product, Temenos Banking Cloud, enables banks to offer open banking services, facilitating a more collaborative and transparent financial ecosystem. By leveraging cloud-based technology, Temenos empowers banks to streamline their operations, reduce costs, and enhance customer experiences.
The company's product suite is comprehensive, featuring a range of solutions tailored to specific banking needs. Temenos Infinity, for instance, is a digital banking platform designed to help banks create personalized customer experiences, while Temenos Transact is a core banking software that supports retail, corporate, treasury, wealth, and payments operations. Additionally, Temenos offers specialized solutions such as Temenos Payments, a software-as-a-service payments technology, and Temenos Multifonds, a platform for traditional and alternative funds that provides key asset servicing, position keeping, valuation, and accounting functions.
Temenos also provides advanced analytics and reporting tools, including Temenos Analytics, which enables banks to gain valuable insights into their operations and make data-driven decisions. Furthermore, the company offers solutions for regulatory compliance, such as Temenos Regulatory Compliance, and financial crime mitigation, including Temenos Financial Crime Mitigation. These solutions help banks avoid regulatory fines, detect fraud, and mitigate reputational risks. Other notable products include Temenos XAI, which enables banks to provide individualized customer experiences, and Temenos Quantum, a multi-experience development platform.
In terms of its market reach, Temenos AG serves a diverse range of clients, including retail, business, universal, central, Islamic, corporate, and private banks, as well as life and pension institutions, challenger banks, fintechs, wealth managers, credit unions, and asset managers. The company's commitment to innovation and customer satisfaction has earned it a reputation as a trusted partner in the financial services industry. Founded in 1993 and headquartered in Geneva, Switzerland, Temenos AG has undergone significant transformations, including a name change from Temenos Group AG to Temenos AG in May 2018.
With a strong focus on research and development, Temenos AG continues to expand its product offerings and enhance its existing solutions to meet the evolving needs of the financial services industry. The company's website, https://www.temenos.com, provides detailed information on its products and services, as well as its mission and values. As a publicly traded company, Temenos AG is listed under the ISIN CH0012453913, with its common stock classified under the GICS Sub Industry: Application Software.
Additional Sources for TEMN Stock
TEMN Stock Overview
Market Cap in USD | 4,866m |
Sector | Technology |
Industry | Software - Application |
GiC Sub-Industry | Application Software |
IPO / Inception |
TEMN Stock Ratings
Growth 5y | -73.8% |
Fundamental | 65.5% |
Dividend | 56.4% |
Rel. Strength Industry | -173 |
Analysts | - |
Fair Price Momentum | 51.48 CHF |
Fair Price DCF | 91.05 CHF |
TEMN Dividends
Dividend Yield 12m | 1.91% |
Yield on Cost 5y | 0.83% |
Annual Growth 5y | 7.96% |
Payout Consistency | 93.4% |
TEMN Growth Ratios
Growth Correlation 3m | 0.7% |
Growth Correlation 12m | -47.5% |
Growth Correlation 5y | -84.2% |
CAGR 5y | -15.34% |
CAGR/Mean DD 5y | -0.37 |
Sharpe Ratio 12m | -0.26 |
Alpha | -44.17 |
Beta | 0.94 |
Volatility | 37.36% |
Current Volume | 134.8k |
Average Volume 20d | 250.8k |
As of December 27, 2024, the stock is trading at CHF 62.95 with a total of 134,782 shares traded.
Over the past week, the price has changed by -2.63%, over one month by +9.67%, over three months by +9.57% and over the past year by -17.73%.
Yes, based on ValueRay Fundamental Analyses, Temenos (SW:TEMN) is currently (December 2024) a good stock to buy. It has a ValueRay Fundamental Rating of 65.54 and therefor a positive outlook according to the companies health.
Based on ValueRays Analyses, Dividends and Discounted-Cash-Flow, the Fair Value of TEMN as of December 2024 is 51.48. This means that TEMN is currently overvalued and has a potential downside of -18.22%.
Temenos has no consensus analysts rating.
According to ValueRays Forecast Model, TEMN Temenos will be worth about 56.6 in December 2025. The stock is currently trading at 62.95. This means that the stock has a potential downside of -10.1%.
Issuer | Forecast | Upside |
---|---|---|
Wallstreet Target Price | 66.2 | 5.1% |
Analysts Target Price | - | - |
ValueRay Target Price | 56.6 | -10.1% |