(OBS) Oberbank - Ratings and Ratios

Oberbank AG is a leading regional bank in Austria, operating since 1869 and headquartered in Linz. The bank offers a diverse range of financial products and services across three primary business segments: Corporate and Business Banking, Retail Banking, and Financial Markets. Its product portfolio includes current, savings, student, and business accounts; consumer and housing finance; working capital loans; car, equipment, and real estate leasing; factoring and guarantees; life insurance, occupational disability insurance, and accident insurance; credit and debit cards; export financing; and private banking. Additionally, the bank provides securities investment, electronic banking, cash management, foreign payment transactions, forfaiting, documentary, currency hedging, and asset management services, as well as corporate insurance management solutions and pension planning services.

From a technical perspective, Oberbank AGs stock (Ticker: OBS) on the Vienna Stock Exchange (VI) shows stability, with a 20-day average volume of 2,129 shares. The stock is currently trading at €70.20, closely aligned with its short-term (SMA 20: €70.15) and long-term (SMA 200: €70.06) moving averages, indicating a steady trend. The Average True Range (ATR) of 0.02 reflects low volatility, suggesting minimal price fluctuations.

Fundamentally, Oberbank AG has a market capitalization of €4,952.39 million, with a price-to-earnings (P/E) ratio of 13.10, indicating reasonable valuation relative to earnings. The price-to-book (P/B) ratio of 1.21 suggests the stock is fairly priced compared to its book value. The return on equity (RoE) of 9.20% highlights moderate profitability. However, the absence of a forward P/E ratio limits visibility into future earnings expectations.