(OBS) Oberbank - Ratings and Ratios

Exchange: VI • Country: Austria • Currency: EUR • Type: Common Stock • ISIN: AT0000625108

OBS: Banking, Insurance, Loans, Leasing, Cards, Investment, Securities

Oberbank AG, a regional banking institution headquartered in Linz, Austria, has been operating since 1869, offering a wide array of financial products and services tailored to both individual and corporate clients. The bank operates through three primary segments: Corporate and Business Banking, Retail Banking, and Financial Markets. This diversified approach allows Oberbank to cater to various customer needs, ensuring a stable revenue stream across different economic conditions.

The banks product portfolio includes current, savings, student, and business accounts, as well as consumer and housing finance options. It also provides working capital loans and leasing services for cars, equipment, and real estate. Additional offerings include factoring, guarantees, and insurance products such as life, occupational disability, and accident insurance. Oberbank further supports its clients with credit and debit cards, export financing, and private banking services, making it a one-stop financial solution provider.

In the Financial Markets segment, Oberbank offers securities investment, electronic banking, and cash management services. It also provides foreign payment transactions, forfaiting, documentary services, currency hedging, and asset management solutions. These services are complemented by corporate insurance management and pension planning, showcasing the banks comprehensive approach to financial services. Such a broad range of offerings not only diversifies the banks income streams but also positions it as a trusted partner for clients seeking complex financial solutions.

From a financial standpoint, Oberbank AG has a market capitalization of 4,942.88 million EUR, with a price-to-earnings (P/E) ratio of 13.65. The price-to-book (P/B) ratio stands at 1.22, indicating that the banks market value is slightly above its book value. The price-to-sales (P/S) ratio of 5.96 suggests that investors are placing a premium on the banks revenue generation capabilities. These metrics provide investors with a clear view of the banks valuation and financial health, which are critical factors in investment decisions.

Oberbank AGs long-standing history and diversified service offerings make it a notable player in the Austrian banking sector. Its focus on both retail and corporate clients, combined with a strong presence in financial markets, positions the bank to navigate various economic cycles effectively. For investors and fund managers, Oberbank AG represents a potential opportunity to invest in a stable, diversified regional bank with a proven track record of resilience and adaptability.

Additional Sources for OBS Stock

Tweets: X Stocktwits
Fund Manager Positions: Dataroma Stockcircle

OBS Stock Overview

Market Cap in USD 5,352m
Sector Financial Services
Industry Banks - Regional
GiC Sub-Industry Regional Banks
IPO / Inception

OBS Stock Ratings

Growth 5y -19.7%
Fundamental -12.4%
Dividend 17.2%
Rel. Strength -16.9
Analysts -
Fair Price Momentum 64.49 EUR
Fair Price DCF -

OBS Dividends

Dividend Yield 12m 0.00%
Yield on Cost 5y %
Annual Growth 5y -100.00%
Payout Consistency 82.6%

OBS Growth Ratios

Growth Correlation 3m 84.4%
Growth Correlation 12m 32.7%
Growth Correlation 5y -34.9%
CAGR 5y -3.00%
CAGR/Max DD 5y -0.06
Sharpe Ratio 12m -0.77
Alpha -4.08
Beta 0.106
Volatility 0.00%
Current Volume 1.9k
Average Volume 20d 1.9k
What is the price of OBS stocks?
As of April 01, 2025, the stock is trading at EUR 70.20 with a total of 1,863 shares traded.
Over the past week, the price has changed by +0.29%, over one month by +0.29%, over three months by +0.57% and over the past year by +0.86%.
Is Oberbank a good stock to buy?
Neither. Based on ValueRay Fundamental Analyses, Oberbank is currently (April 2025) neither a good nor a bad stock to buy. It has a ValueRay Fundamental Rating of -12.35 and therefor a neutral outlook according to the companies health.
Based on ValueRays Analyses, Dividends and Discounted-Cash-Flow, the Fair Value of OBS as of April 2025 is 64.49. This means that OBS is currently overvalued and has a potential downside of -8.13%.
Is OBS a buy, sell or hold?
Oberbank has no consensus analysts rating.
What are the forecast for OBS stock price target?
According to ValueRays Forecast Model, OBS Oberbank will be worth about 69.7 in April 2026. The stock is currently trading at 70.20. This means that the stock has a potential downside of -0.78%.
Issuer Forecast Upside
Wallstreet Target Price - -
Analysts Target Price - -
ValueRay Target Price 69.7 -0.8%