(ALR) Alior Bank S.A. - Ratings and Ratios
Exchange: WAR • Country: Poland • Currency: PLN • Type: Common Stock • ISIN: PLALIOR00045
ALR: Accounts, Credits, Loans, Mortgage, Cards, Insurance
Alior Bank S.A. stands as a prominent player in Polands banking sector, offering a comprehensive suite of financial services tailored to individuals, businesses, and corporate entities. Established in 2008 and headquartered in Warsaw, the bank has carved out a niche with its robust digital platform, which is pivotal in todays tech-driven banking landscape. This strategic focus on digital solutions underscores its commitment to innovation and customer convenience.
The banks product portfolio is diverse, encompassing personal and savings accounts, investment products, credit solutions, mortgage offerings, and insurance services. Additionally, it extends trade finance, treasury services, and operational and financial leasing, catering to the multifaceted needs of its corporate clientele. Alior Bank also operates currency trading platforms and provides retirement and investment fund services, further enhancing its appeal to a broad customer base.
For investors, key financial metrics provide insight into the banks market stance. With a market capitalization of 12,350.40M PLN, the banks valuation is supported by a price-to-earnings (P/E) ratio of 4.88 and a forward P/E of 6.78, indicating expectations for future growth. The price-to-book (P/B) ratio of 1.13 reflects its asset valuation, while the price-to-sales (P/S) ratio of 2.17 offers a view into its revenue multiple.
Headquartered in Warsaw, Poland, Alior Bank operates under the ticker symbol ALR on the Warsaw Stock Exchange (WAR). For more detailed information, investors can visit their official website at https://www.aliorbank.pl.
Additional Sources for ALR Stock
ALR Stock Overview
Market Cap in USD | 3,189m |
Sector | Financial Services |
Industry | Banks - Diversified |
GiC Sub-Industry | Diversified Banks |
IPO / Inception |
ALR Stock Ratings
Growth 5y | 68.8% |
Fundamental | -10.2% |
Dividend | 30.1% |
Rel. Strength | 7.8 |
Analysts | - |
Fair Price Momentum | 151.37 PLN |
Fair Price DCF | - |
ALR Dividends
Dividend Yield 12m | 4.06% |
Yield on Cost 5y | 39.32% |
Annual Growth 5y | -100.00% |
Payout Consistency | 100.0% |
ALR Growth Ratios
Growth Correlation 3m | 94.1% |
Growth Correlation 12m | -20.4% |
Growth Correlation 5y | 87.7% |
CAGR 5y | 61.66% |
CAGR/Max DD 5y | 0.94 |
Sharpe Ratio 12m | 1.10 |
Alpha | 20.92 |
Beta | 1.488 |
Volatility | 38.84% |
Current Volume | 607.5k |
Average Volume 20d | 676.8k |
As of April 02, 2025, the stock is trading at PLN 123.15 with a total of 607,526 shares traded.
Over the past week, the price has changed by +5.30%, over one month by +28.28%, over three months by +41.94% and over the past year by +30.70%.
Neither. Based on ValueRay Fundamental Analyses, Alior Bank S.A. is currently (April 2025) neither a good nor a bad stock to buy. It has a ValueRay Fundamental Rating of -10.19 and therefor a neutral outlook according to the companies health.
Based on ValueRays Analyses, Dividends and Discounted-Cash-Flow, the Fair Value of ALR as of April 2025 is 151.37. This means that ALR is currently undervalued and has a potential upside of +22.92% (Margin of Safety).
Alior Bank S.A. has no consensus analysts rating.
According to ValueRays Forecast Model, ALR Alior Bank S.A. will be worth about 174.5 in April 2026. The stock is currently trading at 123.15. This means that the stock has a potential upside of +41.7%.
Issuer | Forecast | Upside |
---|---|---|
Wallstreet Target Price | 108.3 | -12.1% |
Analysts Target Price | - | - |
ValueRay Target Price | 174.5 | 41.7% |