(BHW) Bank Handlowy w Warszawie - Ratings and Ratios

Exchange: WAR • Country: Poland • Currency: PLN • Type: Common Stock • ISIN: PLBH00000012

BHW: Credit, Deposit, Cash, Leasing, Brokerage, Investment, Insurance

Bank Handlowy w Warszawie SA, operating under the ticker symbol BHW on the Warsaw Stock Exchange, is a prominent player in Polands banking sector. As a subsidiary of Citibank Europe PLC, it leverages extensive resources and a robust network to deliver a comprehensive suite of financial services.

The banks operations are divided into two main segments: Institutional Bank and Consumer Bank. The Institutional Bank caters to large corporations and public sector entities, offering services such as cash management, trade financing, and investment banking. This segment also engages in proprietary transactions across equity, debt, and derivative markets, showcasing its versatility and expertise in handling complex financial needs.

The Consumer Bank focuses on individual clients and micro-enterprises, providing essential services like mortgages, credit cards, and asset management. This segment also acts as an agent for investment and insurance products, highlighting its commitment to meeting the diverse financial needs of its retail customers.

From a financial standpoint, the bank boasts a market capitalization of 12,733.87 million PLN, reflecting its significant presence in the Polish market. With a P/E ratio of 6.92, it suggests a valuation that may be attractive to value investors, though the forward P/E is not available. The P/B ratio of 1.28 indicates that the market values the banks assets slightly above their book value, while a P/S ratio of 2.93 points to moderate revenue generation relative to its size.

Founded in 1870, Bank Handlowy w Warszawie SA is one of Polands oldest and most trusted financial institutions. Its long-standing history underscores its stability and enduring role in the Polish economy. As part of the Citigroup network, it benefits from global expertise, enhancing its ability to serve both local and international clients effectively.

Additional Sources for BHW Stock

Tweets: X Stocktwits
Fund Manager Positions: Dataroma Stockcircle

BHW Stock Overview

Market Cap in USD 3,695m
Sector Financial Services
Industry Banks - Regional
GiC Sub-Industry Regional Banks
IPO / Inception

BHW Stock Ratings

Growth 5y 68.3%
Fundamental 38.8%
Dividend 89.4%
Rel. Strength Industry -2.02
Analysts -
Fair Price Momentum 126.51 PLN
Fair Price DCF 397.12 PLN

BHW Dividends

Dividend Yield 12m 10.85%
Yield on Cost 5y 33.03%
Annual Growth 5y 74.59%
Payout Consistency 77.9%

BHW Growth Ratios

Growth Correlation 3m 94%
Growth Correlation 12m -26.3%
Growth Correlation 5y 96.5%
CAGR 5y 26.88%
CAGR/Max DD 5y 0.65
Sharpe Ratio 12m 2.08
Alpha 8.11
Beta 0.26
Volatility 28.21%
Current Volume 69.6k
Average Volume 20d 71.4k
What is the price of BHW stocks?
As of March 12, 2025, the stock is trading at PLN 110.60 with a total of 69,632 shares traded.
Over the past week, the price has changed by +4.34%, over one month by +8.22%, over three months by +21.14% and over the past year by +16.45%.
Is Bank Handlowy w Warszawie a good stock to buy?
Partly, yes. Based on ValueRay Fundamental Analyses, Bank Handlowy w Warszawie (WAR:BHW) is currently (March 2025) ok to buy, but has to be watched. It has a ValueRay Fundamental Rating of 38.79 and therefor a somewhat positive outlook according to the companies health.
Based on ValueRays Analyses, Dividends and Discounted-Cash-Flow, the Fair Value of BHW as of March 2025 is 126.51. This means that BHW is currently undervalued and has a potential upside of +14.39% (Margin of Safety).
Is BHW a buy, sell or hold?
Bank Handlowy w Warszawie has no consensus analysts rating.
What are the forecast for BHW stock price target?
According to ValueRays Forecast Model, BHW Bank Handlowy w Warszawie will be worth about 137.8 in March 2026. The stock is currently trading at 110.60. This means that the stock has a potential upside of +24.63%.
Issuer Forecast Upside
Wallstreet Target Price 107.8 -2.5%
Analysts Target Price - -
ValueRay Target Price 137.8 24.6%