(KRU) Kruk - Ratings and Ratios

Exchange: WAR • Country: Poland • Currency: PLN • Type: Common Stock • ISIN: PLKRK0000010

Debt Management, Credit Management, Loan Services, Receivables Management

KRU EPS (Earnings per Share)

EPS (Earnings per Share) of KRU over the last years for every Quarter: "2020-03": -3.22, "2020-06": 2.21, "2020-09": 2.8, "2020-12": 2.46, "2021-03": 6.54, "2021-06": 13.74, "2021-09": 8.92, "2021-12": 6.8, "2022-03": 12.4, "2022-06": 12.37, "2022-09": 9.59,

KRU Revenue

Revenue of KRU over the last years for every Quarter: 2020-03: 302.054, 2020-06: 269.97, 2020-09: 277.213, 2020-12: 307.94, 2021-03: 390.506, 2021-06: 519.201, 2021-09: 450.673, 2021-12: 327.114, 2022-03: 342.207, 2022-06: 355.032, 2022-09: 386.427,

Description: KRU Kruk

KRUK SA is a leading debt management company operating across multiple European countries, including Poland, Romania, Italy, and others. The companys diversified business model encompasses debt portfolio management, credit management services, and loan origination, catering to a broad range of clients from financial institutions to FMCG companies. With a presence in various markets, KRUK SA has established itself as a significant player in the consumer finance sector.

Beyond its core debt management activities, KRUK SA has expanded its services to include financial intermediation, agency services, and auxiliary services for small and medium-sized enterprises. The company also invests in receivables, engages in real estate property acquisition and management, and has ventured into IT and software development. This diversified approach allows KRUK SA to leverage multiple revenue streams and maintain a robust growth trajectory.

From a technical analysis perspective, KRUK SAs stock (WAR:KRU) is currently trading at 393.70 PLN, slightly below its 20-day Simple Moving Average (SMA) of 402.00 PLN but above its 50-day SMA of 391.96 PLN. The stocks 200-day SMA stands at 417.73 PLN, indicating a potential resistance level. Given the Average True Range (ATR) of 10.87 PLN, representing a 2.76% daily volatility, the stock has shown fluctuations within a relatively stable range. Considering the 52-week high and low of 476.80 PLN and 352.00 PLN, respectively, the stock is currently positioned near the lower end of its recent trading range, suggesting potential for upward movement.

Fundamentally, KRUK SA boasts a market capitalization of 7636.28M PLN and a Price-to-Earnings (P/E) ratio of 8.01, indicating a relatively undervalued position compared to its earnings. The companys Return on Equity (RoE) stands at 22.16%, reflecting a strong ability to generate profits from shareholders equity. Given these fundamental strengths and the technical indicators, a forecast for KRUK SAs stock could involve a potential rebound towards its 200-day SMA or even its 52-week high, contingent upon maintaining its current financial performance and market conditions.

Forecasting KRUK SAs future performance involves analyzing both its technical and fundamental data. With a stable debt management business, diversified revenue streams, and a strong RoE, the company is poised for continued growth. Technically, a break above the 402.00 PLN level could signal a move towards the 417.73 PLN level, followed by a potential test of its 52-week high. Conversely, failure to break above current resistance levels could result in a consolidation phase. Investors should monitor the companys financial reports and market trends closely to adjust their strategies accordingly.

Additional Sources for KRU Stock

Tweets: X | Stocktwits
Fund Manager Positions: Dataroma | Stockcircle

KRU Stock Overview

Market Cap in USD 2,181m
Sector Financial Services
Industry Credit Services
GiC Sub-Industry Consumer Finance
IPO / Inception

KRU Stock Ratings

Growth Rating 57.0
Fundamental 39.5
Dividend Rating 21.3
Rel. Strength -31.7
Analysts -
Fair Price Momentum 433.67 PLN
Fair Price DCF -

KRU Dividends

Currently no dividends paid

KRU Growth Ratios

Growth Correlation 3m 39.8%
Growth Correlation 12m -74.9%
Growth Correlation 5y 87.5%
CAGR 5y 34.40%
CAGR/Max DD 5y 0.88
Sharpe Ratio 12m -1.38
Alpha -21.95
Beta 0.679
Volatility 31.56%
Current Volume 32.4k
Average Volume 20d 25.9k
Stop Loss 382.8 (-3.5%)
What is the price of KRU shares?
As of July 11, 2025, the stock is trading at PLN 396.70 with a total of 32,383 shares traded.
Over the past week, the price has changed by +2.71%, over one month by +2.79%, over three months by +17.92% and over the past year by -12.95%.
Is Kruk a good stock to buy?
Partly, yes. Based on ValueRay´s Fundamental Analyses, Kruk (WAR:KRU) is currently (July 2025) ok to buy, but has to be watched. It has a ValueRay Fundamental Rating of 39.54 and therefor a somewhat positive outlook according to the companies health.
Based on momentum, paid dividends and discounted-cash-flow analyses, the fair value of KRU is around 433.67 PLN . This means that KRU is currently overvalued and has a potential downside of 9.32%.
Is KRU a buy, sell or hold?
Kruk has no consensus analysts rating.
What are the forecasts for KRU share price target?
According to our own proprietary Forecast Model, KRU Kruk will be worth about 495.3 in July 2026. The stock is currently trading at 396.70. This means that the stock has a potential upside of +24.86%.
Issuer Target Up/Down from current
Wallstreet Target Price 509.3 28.4%
Analysts Target Price - -
ValueRay Target Price 495.3 24.9%