PZU 📈 Powszechny Zaklad - Overview

Exchange: WAR • Country: Poland • Currency: PLN • Type: Common Stock • ISIN: PLPZU0000011

PZU: Life Insurance, Non-Life Insurance, Banking Services

Powszechny Zaklad Ubezpieczen SA, commonly referred to as PZU, is a multifaceted insurance and financial services provider with a rich history dating back to 1803. Headquartered in Warsaw, Poland, the company has expanded its operations to the Baltic States and Ukraine, offering a diverse range of life and non-life insurance products and services. Its extensive portfolio includes motor, property, casualty, agricultural, fire, and third-party liability insurance, as well as health, accident, and life insurance, catering to the needs of individuals and corporations alike.

Through its various segments, including Corporate Insurance, Mass Insurance, and Individual Life Insurance, PZU provides tailored solutions to its clients. The company's Investment Contracts and Other segments further complement its core insurance business, enabling it to manage pension and mutual funds, offer financial and accounting services, and engage in real estate development, among other activities. Additionally, PZU's banking and factoring services, as well as its consulting and training programs, demonstrate its commitment to providing comprehensive support to its customers.

PZU's operations extend beyond the insurance and financial sectors, with the company involved in the manufacture of various products, such as bathroom and kitchen taps, aluminum central heating radiators, and shower cabins. Its auxiliary activities associated with insurance and pension funds also underscore its dedication to delivering a broad range of services. As a publicly traded company listed on the Warsaw Stock Exchange, PZU's common stock is classified under the GICS Sub Industry of Property & Casualty Insurance, with the ISIN code PLPZU0000011. With a strong online presence, including its website at https://www.pzu.pl, PZU continues to solidify its position as a leading insurance and financial services provider in Central and Eastern Europe.

By leveraging its extensive experience and expertise, PZU has established a robust presence in the Polish, Baltic, and Ukrainian markets, with a diverse range of services that include leasing, IT, call center, brokerage, and spa services. The company's commitment to innovation and customer satisfaction is reflected in its wide range of products and services, from asset management and assistance to medical, hospital, and physical therapy services. As a major player in the region's insurance and financial landscape, PZU remains focused on delivering value to its customers, shareholders, and the broader community, while maintaining its position as a trusted and reliable partner.

Additional Sources for PZU Stock

Tweets: X Stocktwits
Fund Manager Positions: Dataroma Stockcircle

PZU Stock Overview

Market Cap in USD 9,474m
Sector Financial Services
Industry Insurance - Property & Casualty
GiC Sub-Industry Property & Casualty Insurance
IPO / Inception

PZU Stock Ratings

Growth 5y 42.0%
Fundamental 1.77%
Dividend 65.0%
Rel. Strength Industry -65.4
Analysts -
Fair Price Momentum 47.42 PLN
Fair Price DCF 879.52 PLN

PZU Dividends

Dividend Yield 12m 9.24%
Yield on Cost 5y 14.81%
Annual Growth 5y -3.04%
Payout Consistency 73.2%

PZU Growth Ratios

Growth Correlation 3m 50.3%
Growth Correlation 12m -20.1%
Growth Correlation 5y 82.1%
CAGR 5y 9.51%
CAGR/Mean DD 5y 0.62
Sharpe Ratio 12m 0.20
Alpha -6.96
Beta 0.42
Volatility 24.18%
Current Volume 3689.3k
Average Volume 20d 2671.5k
What is the price of PZU stocks?
As of December 22, 2024, the stock is trading at PLN 46.10 with a total of 3,689,299 shares traded.
Over the past week, the price has changed by +1.19%, over one month by +17.37%, over three months by +12.00% and over the past year by +9.92%.
Is Powszechny Zaklad a good stock to buy?
Neither. Based on ValueRay Fundamental Analyses, Powszechny Zaklad is currently (December 2024) neither a good nor a bad stock to buy. It has a ValueRay Fundamental Rating of 1.77 and therefor a neutral outlook according to the companies health.
Based on ValueRays Analyses, Dividends and Discounted-Cash-Flow, the Fair Value of PZU as of December 2024 is 47.42. This means that PZU is currently overvalued and has a potential downside of 2.86%.
Is PZU a buy, sell or hold?
Powszechny Zaklad has no consensus analysts rating.
What are the forecast for PZU stock price target?
According to ValueRays Forecast Model, PZU Powszechny Zaklad will be worth about 52.2 in December 2025. The stock is currently trading at 46.10. This means that the stock has a potential upside of +13.32%.
Issuer Forecast Upside
Wallstreet Target Price 52.7 14.3%
Analysts Target Price - -
ValueRay Target Price 52.2 13.3%