PZU 📈 Powszechny Zaklad - Overview
Exchange: WAR • Country: Poland • Currency: PLN • Type: Common Stock • ISIN: PLPZU0000011
PZU: Life Insurance, Non-Life Insurance, Banking Services
Powszechny Zaklad Ubezpieczen SA, commonly referred to as PZU, is a multifaceted insurance and financial services provider with a rich history dating back to 1803. Headquartered in Warsaw, Poland, the company has expanded its operations to the Baltic States and Ukraine, offering a diverse range of life and non-life insurance products and services. Its extensive portfolio includes motor, property, casualty, agricultural, fire, and third-party liability insurance, as well as health, accident, and life insurance, catering to the needs of individuals and corporations alike.
Through its various segments, including Corporate Insurance, Mass Insurance, and Individual Life Insurance, PZU provides tailored solutions to its clients. The company's Investment Contracts and Other segments further complement its core insurance business, enabling it to manage pension and mutual funds, offer financial and accounting services, and engage in real estate development, among other activities. Additionally, PZU's banking and factoring services, as well as its consulting and training programs, demonstrate its commitment to providing comprehensive support to its customers.
PZU's operations extend beyond the insurance and financial sectors, with the company involved in the manufacture of various products, such as bathroom and kitchen taps, aluminum central heating radiators, and shower cabins. Its auxiliary activities associated with insurance and pension funds also underscore its dedication to delivering a broad range of services. As a publicly traded company listed on the Warsaw Stock Exchange, PZU's common stock is classified under the GICS Sub Industry of Property & Casualty Insurance, with the ISIN code PLPZU0000011. With a strong online presence, including its website at https://www.pzu.pl, PZU continues to solidify its position as a leading insurance and financial services provider in Central and Eastern Europe.
By leveraging its extensive experience and expertise, PZU has established a robust presence in the Polish, Baltic, and Ukrainian markets, with a diverse range of services that include leasing, IT, call center, brokerage, and spa services. The company's commitment to innovation and customer satisfaction is reflected in its wide range of products and services, from asset management and assistance to medical, hospital, and physical therapy services. As a major player in the region's insurance and financial landscape, PZU remains focused on delivering value to its customers, shareholders, and the broader community, while maintaining its position as a trusted and reliable partner.
Additional Sources for PZU Stock
PZU Stock Overview
Market Cap in USD | 9,474m |
Sector | Financial Services |
Industry | Insurance - Property & Casualty |
GiC Sub-Industry | Property & Casualty Insurance |
IPO / Inception |
PZU Stock Ratings
Growth 5y | 42.0% |
Fundamental | 1.77% |
Dividend | 65.0% |
Rel. Strength Industry | -65.4 |
Analysts | - |
Fair Price Momentum | 47.42 PLN |
Fair Price DCF | 879.52 PLN |
PZU Dividends
Dividend Yield 12m | 9.24% |
Yield on Cost 5y | 14.81% |
Annual Growth 5y | -3.04% |
Payout Consistency | 73.2% |
PZU Growth Ratios
Growth Correlation 3m | 50.3% |
Growth Correlation 12m | -20.1% |
Growth Correlation 5y | 82.1% |
CAGR 5y | 9.51% |
CAGR/Mean DD 5y | 0.62 |
Sharpe Ratio 12m | 0.20 |
Alpha | -6.96 |
Beta | 0.42 |
Volatility | 24.18% |
Current Volume | 3689.3k |
Average Volume 20d | 2671.5k |
As of December 22, 2024, the stock is trading at PLN 46.10 with a total of 3,689,299 shares traded.
Over the past week, the price has changed by +1.19%, over one month by +17.37%, over three months by +12.00% and over the past year by +9.92%.
Neither. Based on ValueRay Fundamental Analyses, Powszechny Zaklad is currently (December 2024) neither a good nor a bad stock to buy. It has a ValueRay Fundamental Rating of 1.77 and therefor a neutral outlook according to the companies health.
Based on ValueRays Analyses, Dividends and Discounted-Cash-Flow, the Fair Value of PZU as of December 2024 is 47.42. This means that PZU is currently overvalued and has a potential downside of 2.86%.
Powszechny Zaklad has no consensus analysts rating.
According to ValueRays Forecast Model, PZU Powszechny Zaklad will be worth about 52.2 in December 2025. The stock is currently trading at 46.10. This means that the stock has a potential upside of +13.32%.
Issuer | Forecast | Upside |
---|---|---|
Wallstreet Target Price | 52.7 | 14.3% |
Analysts Target Price | - | - |
ValueRay Target Price | 52.2 | 13.3% |