SPL 📈 Santander Bank Polska SA - Overview

Exchange: WAR • Country: Poland • Currency: PLN • Type: Common Stock • ISIN: PLBZ00000044

SPL: Banking, Loans, Cards, Investments, Deposits, Payments

Santander Bank Polska S.A. is a financial institution that offers a wide range of banking products and services tailored to meet the needs of various client segments, including individuals, small and medium-sized enterprises, corporate clients, and public sector institutions. Its product portfolio encompasses personal accounts, deposits, and currencies, as well as internet and mobile banking services that facilitate convenient and secure transactions. Additionally, the bank provides mobile contactless payments and credit solutions, enabling customers to manage their finances efficiently. Investment advisory services, including structured deposits, structured certificates, and bonds, are also available, along with brokerage services that cater to the investment needs of its clients.

The company's services for businesses include accounts, business loans, credits, cards, and payment terminals, which are designed to support the financial operations of small and medium-sized enterprises. Moreover, it offers deposits and investments, foreign trade, financial markets, leasing, and internet banking services, all of which are aimed at facilitating business growth and development. The bank also provides specialized services such as transaction handling, liquidity management, export, import, domestic, and foreign guarantees, working capital finance, current, and investment financing services. These services are intended to help businesses navigate complex financial landscapes and make informed decisions.

Santander Bank Polska S.A. also offers a range of services tailored to the needs of financial institutions and global banking transactions. These include foreign exchange, hedging financial risk, correspondence banking, trade finance, and trust services, all of which are designed to support cross-border transactions and mitigate associated risks. Furthermore, the bank provides debt and rating advisory services, as well as capital market and debt capital services, which enable clients to access capital markets and optimize their debt structures. With a history dating back to 1857, the company is headquartered in Warsaw, Poland, and operates as a subsidiary of Banco Santander, S.A., one of the world's leading banking groups.

As a publicly traded company, Santander Bank Polska S.A.'s common stock is listed under the ISIN code PLBZ00000044, and it is classified under the GICS Sub Industry of Regional Banks. The bank's website, https://www.santander.pl, provides access to a wealth of information on its products and services, as well as online banking platforms and other resources. With its extensive range of financial services and solutions, Santander Bank Polska S.A. is well-positioned to meet the evolving needs of its clients in Poland and beyond.

Additional Sources for SPL Stock

Tweets: X Stocktwits
Fund Manager Positions: Dataroma Stockcircle

SPL Stock Overview

Market Cap in USD 11,968m
Sector Financial Services
Industry Banks - Regional
GiC Sub-Industry Regional Banks
IPO / Inception

SPL Stock Ratings

Growth 5y 48.7%
Fundamental -2.53%
Dividend 73.9%
Rel. Strength Industry -77.3
Analysts -
Fair Price Momentum 475.98 PLN
Fair Price DCF 1682.83 PLN

SPL Dividends

Dividend Yield 12m 9.49%
Yield on Cost 5y 17.16%
Annual Growth 5y 3.35%
Payout Consistency 50.6%

SPL Growth Ratios

Growth Correlation 3m 10.9%
Growth Correlation 12m -1.2%
Growth Correlation 5y 83.7%
CAGR 5y 12.19%
CAGR/Mean DD 5y 0.55
Sharpe Ratio 12m 0.08
Alpha -15.56
Beta 0.65
Volatility 33.51%
Current Volume 238.3k
Average Volume 20d 84.6k
What is the price of SPL stocks?
As of December 21, 2024, the stock is trading at PLN 461.70 with a total of 238,251 shares traded.
Over the past week, the price has changed by -0.44%, over one month by +7.16%, over three months by -0.80% and over the past year by +6.52%.
Is Santander Bank Polska SA a good stock to buy?
Neither. Based on ValueRay Fundamental Analyses, Santander Bank Polska SA is currently (December 2024) neither a good nor a bad stock to buy. It has a ValueRay Fundamental Rating of -2.53 and therefor a neutral outlook according to the companies health.
Based on ValueRays Analyses, Dividends and Discounted-Cash-Flow, the Fair Value of SPL as of December 2024 is 475.98. This means that SPL is currently overvalued and has a potential downside of 3.09%.
Is SPL a buy, sell or hold?
Santander Bank Polska SA has no consensus analysts rating.
What are the forecast for SPL stock price target?
According to ValueRays Forecast Model, SPL Santander Bank Polska SA will be worth about 524.1 in December 2025. The stock is currently trading at 461.70. This means that the stock has a potential upside of +13.52%.
Issuer Forecast Upside
Wallstreet Target Price 566.7 22.7%
Analysts Target Price - -
ValueRay Target Price 524.1 13.5%