(BCY) Barclays - Overview
Sector: Financial Services | Industry: Banks - Diversified | Exchange: XETRA (Germany) | Market Cap: 60.828m EUR | Total Return: 34.6% in 12m
Stock
Banking, Credit, Loans, Investments
Total Rating 46
Risk 70
Buy Signal 0.43
Market Cap:
70,177m
Avg Trading Vol: 16.0M EUR
Avg Trading Vol: 16.0M EUR
ATR:
3.99%
Peers RS (IBD): 23.1
Peers RS (IBD): 23.1
Risk 5d forecast
Volatility32.5%
Rel. Tail Risk-0.59%
Reward TTM
Sharpe Ratio0.77
Alpha11.15
Character TTM
Beta0.909
Beta Downside0.872
Drawdowns 3y
Max DD26.30%
CAGR/Max DD1.59
EPS (Earnings per Share)
EPS CAGR: -9.12%
EPS Trend: 28.7%
EPS Trend: 28.7%
Qual. Beats: 0
Revenue
Rev. CAGR: 1.84%
Rev. Trend: 42.7%
Rev. Trend: 42.7%
Last SUE: 3.55
Qual. Beats: 1
Qual. Beats: 1
Risks
Technicals:
low_hurst
Description: BCY Barclays
Barclays PLC (ticker BCY) is a UK-based diversified bank listed on XETRA, operating across retail, corporate, private, and investment banking segments in Europe, the Americas, Africa, the Middle East, and Asia.
The firm’s business lines include Barclays UK (retail and corporate banking), Barclays Private Bank & Wealth Management, Barclays Investment Bank, and Barclays US Consumer Bank, offering products such as current and savings accounts, mortgages, credit cards, unsecured loans, securities dealing, and investment management services.
In the most recent quarter (Q3 2025), Barclays reported total income of £7.5 billion, net profit of £2.1 billion, and a return on equity of 10.5%, while its Common Equity Tier 1 (CET1) capital ratio held at a robust 15.2%.
Key drivers for the sector include the European Central Bank’s policy rate staying near 4.0%, which supports net interest margins, and accelerating digital-banking adoption that is growing roughly 8% year-on-year across the bank’s retail channels.
For a deeper dive into Barclays’ valuation metrics, you might explore the analysis on ValueRay.
- Interest rate changes impact net interest income
- Investment banking performance drives fee revenue
- Regulatory fines increase operating costs
- UK economic health affects retail banking
- Global market volatility influences trading income
Piotroski VR‑10 (Strict, 0-10)
4.0
| Net Income: 7.17b TTM > 0 and > 6% of Revenue |
| FCF/TA: 0.01 > 0.02 and ΔFCF/TA 0.73 > 1.0 |
| NWC/Revenue: -731.5% < 20% (prev 842.1%; Δ -1.57k% < -1%) |
| CFO/TA 0.01 > 3% & CFO 18.74b > Net Income 7.17b |
| Net Debt (-9.81b) to EBITDA (9.73b): -1.01 < 3 |
| Current Ratio: 0.58 > 1.5 & < 3 |
| Outstanding Shares: last quarter (13.88b) vs 12m ago -3.80% < -2% |
| Gross Margin: error (current vs previous; cannot be calculated due to missing/invalid data or negative margin) |
| Asset Turnover: 2.59% > 50% (prev 1.64%; Δ 0.94% > 0%) |
| Interest Coverage Ratio: 0.45 > 6 (EBITDA TTM 9.73b / Interest Expense TTM 21.69b) |
Altman Z''
-1.02
| A: -0.19 (Total Current Assets 407.84b - Total Current Liabilities 697.65b) / Total Assets 1544.16b |
| B: 0.04 (Retained Earnings 59.25b / Total Assets 1544.16b) |
| C: 0.01 (EBIT TTM 9.73b / Avg Total Assets 1531.18b) |
| D: 0.04 (Book Value of Equity 62.72b / Total Liabilities 1445.72b) |
| Altman-Z'' Score: -1.02 = CCC |
Beneish M
| DSRI: none (Receivables 276.0m/none, Revenue 39.62b/24.96b) |
| GMI: 1.00 (GM 98.65% / 98.46%) |
| AQI: 0.85 (AQ_t 0.73 / AQ_t-1 0.86) |
| SGI: 1.59 (Revenue 39.62b / 24.96b) |
| TATA: -0.01 (NI 7.17b - CFO 18.74b) / TA 1544.16b) |
| Beneish M-Score: cannot calculate (missing components) |
What is the price of BCY shares?
As of April 02, 2026, the stock is trading at EUR 4.48 with a total of 277,825 shares traded.
Over the past week, the price has changed by +2.84%, over one month by -6.56%, over three months by -13.55% and over the past year by +34.55%.
Over the past week, the price has changed by +2.84%, over one month by -6.56%, over three months by -13.55% and over the past year by +34.55%.
Is BCY a buy, sell or hold?
Barclays has no consensus analysts rating.
What are the forecasts/targets for the BCY price?
| ISSUER | TARGET | UP/DOWN |
|---|---|---|
| Wallstreet Target Price | - | - |
| Analysts Target Price | - | - |
BCY Fundamental Data Overview
as of 29 March 2026
Market Cap USD = 70.18b (60.83b EUR * 1.1537 EUR.USD)Market Cap GBP = 52.80b (60.83b EUR * 0.8681 EUR.GBP)
P/E Trailing = 9.0306
P/E Forward = 7.1023
P/S = 2.2682
P/B = 0.662
P/EG = 1.1836
Revenue TTM = 39.62b GBP
EBIT TTM = 9.73b GBP
EBITDA TTM = 9.73b GBP
Long Term Debt = unknown (none)
Short Term Debt = 35.40b GBP (from shortTermDebt, two quarters ago)
Debt = 219.94b GBP (from shortLongTermDebtTotal, last quarter)
Net Debt = -9.81b GBP (from netDebt column, last quarter)
Enterprise Value = -134.82b GBP (52.80b + Debt 219.94b - CCE 407.56b)
Interest Coverage Ratio = 0.45 (Ebit TTM 9.73b / Interest Expense TTM 21.69b)
EV/FCF = -7.99x (Enterprise Value -134.82b / FCF TTM 16.88b)
FCF Yield = -12.52% (FCF TTM 16.88b / Enterprise Value -134.82b)
FCF Margin = 42.61% (FCF TTM 16.88b / Revenue TTM 39.62b)
Net Margin = 18.10% (Net Income TTM 7.17b / Revenue TTM 39.62b)
Gross Margin = unknown ((Revenue TTM 39.62b - Cost of Revenue TTM 535.3m) / Revenue TTM)
Tobins Q-Ratio = -0.09 (set to none) (Enterprise Value -134.82b / Total Assets 1544.16b)
Interest Expense / Debt = 9.86% (Interest Expense 21.69b / Debt 219.94b)
Taxrate = 20.87% (388.0m / 1.86b)
NOPAT = 7.70b (EBIT 9.73b * (1 - 20.87%))
Current Ratio = 0.58 (Total Current Assets 407.84b / Total Current Liabilities 697.65b)
Debt / Equity = 2.83 (Debt 219.94b / totalStockholderEquity, last quarter 77.78b)
Debt / EBITDA = -1.01 (Net Debt -9.81b / EBITDA 9.73b)
Debt / FCF = -0.58 (Net Debt -9.81b / FCF TTM 16.88b)
Total Stockholder Equity = 76.24b (last 4 quarters mean from totalStockholderEquity)
RoA = 0.47% (Net Income 7.17b / Total Assets 1544.16b)
RoE = 9.41% (Net Income TTM 7.17b / Total Stockholder Equity 76.24b)
RoCE = 1.15% (EBIT 9.73b / Capital Employed (Total Assets 1544.16b - Current Liab 697.65b))
RoIC = 3.53% (NOPAT 7.70b / Invested Capital 218.27b)
WACC = 8.07% (E(52.80b)/V(272.75b) * Re(9.18%) + D(219.94b)/V(272.75b) * Rd(9.86%) * (1-Tc(0.21)))
Discount Rate = 9.18% (= CAPM, Blume Beta Adj.)
Shares Correlation 3-Years: -100.0 | Cagr: -4.09%
[DCF] Terminal Value 70.37% ; FCFF base≈12.34b ; Y1≈8.10b ; Y5≈3.71b
[DCF] Fair Price = 6.00 (EV 72.60b - Net Debt -9.81b = Equity 82.41b / Shares 13.74b; r=8.07% [WACC]; 5y FCF grow -40.0% → 3.0% )
EPS Correlation: 28.73 | EPS CAGR: -9.12% | SUE: N/A | # QB: 0
Revenue Correlation: 42.66 | Revenue CAGR: 1.84% | SUE: 3.55 | # QB: 1