(PCZ) ProCredit Holding KGaA - Ratings and Ratios

ProCredit Holding AG & Co. KGaA, operating as a leading international financial group, specializes in providing commercial banking services tailored to small and medium enterprises (SMEs) and private customers across Europe, South America, and Germany. The companys product portfolio includes a diverse range of financial solutions such as business loans for various sectors including wholesale, retail, agriculture, manufacturing, and renewable energy projects. Additionally, they offer investment and green loans, which are designed to support sustainable development and sustainable practices. For private customers, the bank provides housing loans, consumer loans, and investment loans, along with current, savings, and term deposit accounts that cater to individual financial needs. The company, originally established in 1998 as Internationale Micro Investitionen AG, rebranded as ProCredit Holding AG and is headquartered in Frankfurt am Main, Germany.

ProCredit Holding AG & Co. KGaA is distinguished by its commitment to promoting financial inclusion and sustainable development in the regions it operates in. The companys strategic focus on green financing underscores its dedication to environmental sustainability, aligning with global efforts to combat climate change. Furthermore, ProCredits presence in both developed and emerging markets highlights its ability to adapt to diverse economic environments while maintaining a strong emphasis on supporting local economies and fostering economic growth.

Ticker: PCZ, Exchange: XETRA, Type: Common Stock, Country: Germany, GICS Sub Industry: Diversified Banks

Market Cap: 475.90M EUR, P/E: 4.19, Forward P/E: 5.04, P/B: 0.54, P/S: 1.28, RoE: 10.17

Average Volume (20d): 64,373, Last Price: 10.15, SMA20: 9.24, SMA50: 8.54, SMA200: 8.55, ATR: 0.20

3-Month Forecast: Based on the provided data, ProCredit Holding AG & Co. KGaA (PCZ) is expected to experience moderate trading activity with an average volume of 64,373 shares over 20 days. The stock is currently trading at 10.15, above its SMA20 (9.24) and SMA50 (8.54), but slightly below its SMA200 (8.55), indicating potential short-term upside with possible resistance near the SMA200 level. The low Average True Range (ATR) of 0.20 suggests minimal price volatility, pointing to a stable trading range in the near term. From a fundamental perspective, the stocks low P/B ratio (0.54) and attractive P/E (4.19) suggest undervaluation, while the return on equity (RoE) of 10.17% indicates robust profitability. These metrics collectively imply that PCZ could present a compelling opportunity for value investors seeking exposure to the banking sector with a focus on sustainable development.