NAVI 📈 Navient - Overview

Exchange: NASDAQ • Country: United States • Currency: USD • Type: Common Stock • ISIN: US63938C1080

NAVI: Education Loans, Loan Servicing, Business Processing Solutions

Navient Corporation provides technology-enabled education finance and business processing solutions for education, health care, and government clients in the United States. It operates through three segments: Federal Education Loans, Consumer Lending, and Business Processing. The company owns Federal Family Education Loan Program (FFELP) loans that are insured or guaranteed by state or not-for-profit agencies; and performs servicing on its portfolios, as well as federal education loans held by other institutions. It also owns, originates, and services refinance and in-school private education loans; and offers business processing solutions, such as omnichannel contact center, workflow processing, and revenue cycle optimization services to federal agencies, state governments, tolling and parking authorities, other public sector clients, as well as hospitals, hospital systems, medical centers, large physician groups, other healthcare providers, and public health departments. In addition, the company provides corporate liquidity portfolio services. Navient Corporation was founded in 1973 and is headquartered in Herndon, Virginia. Web URL: https://www.navient.com

Additional Sources for NAVI Stock

NAVI Stock Overview

Market Cap in USD 1,585m
Sector Financial Services
Industry Credit Services
GiC Sub-Industry Consumer Finance
IPO / Inception 2014-04-17

NAVI Stock Ratings

Growth 5y 17.0%
Fundamental 18.0%
Dividend 45.9%
Rel. Strength Industry -162
Analysts 2.7/5
Fair Price Momentum 12.79 USD
Fair Price DCF 137.46 USD

NAVI Dividends

Dividend Yield 12m 3.37%
Yield on Cost 5y 4.32%
Annual Growth 5y 0.00%
Payout Consistency 96.4%

NAVI Growth Ratios

Growth Correlation 3m -46.5%
Growth Correlation 12m -53.8%
Growth Correlation 5y 51%
CAGR 5y 5.11%
CAGR/Mean DD 5y 0.21
Sharpe Ratio 12m -0.83
Alpha -60.37
Beta 1.56
Volatility 42.16%
Current Volume 2548.4k
Average Volume 20d 963.8k
What is the price of NAVI stocks?
As of December 21, 2024, the stock is trading at USD 14.26 with a total of 2,548,383 shares traded.
Over the past week, the price has changed by -3.78%, over one month by -2.50%, over three months by -9.19% and over the past year by -20.27%.
Is Navient a good stock to buy?
Neither. Based on ValueRay Fundamental Analyses, Navient is currently (December 2024) neither a good nor a bad stock to buy. It has a ValueRay Fundamental Rating of 17.97 and therefor a neutral outlook according to the companies health.
Based on ValueRays Analyses, Dividends and Discounted-Cash-Flow, the Fair Value of NAVI as of December 2024 is 12.79. This means that NAVI is currently overvalued and has a potential downside of -10.31%.
Is NAVI a buy, sell or hold?
Navient has received a consensus analysts rating of 2.70. Therefor, it is recommend to hold NAVI.
  • Strong Buy: 0
  • Buy: 0
  • Hold: 8
  • Sell: 1
  • Strong Sell: 1
What are the forecast for NAVI stock price target?
According to ValueRays Forecast Model, NAVI Navient will be worth about 13.8 in December 2025. The stock is currently trading at 14.26. This means that the stock has a potential downside of -3.16%.
Issuer Forecast Upside
Wallstreet Target Price 14.7 2.9%
Analysts Target Price 19.1 34.2%
ValueRay Target Price 13.8 -3.2%