NAVI Dividend History & Analysis | 4.8% Yield

NAVI has a dividend yield of 4.8% and paid 0.64 USD per share in the last 12M. Complete payout history, full analyses and peer comparison.

Yield 12m 4.78%
Payout Ratio 200.0%
Growth Rate CAGR 5y -
Consistency Lifetime 96.2%
Yield on Cost 5y 6.13%
Payout FCF 23.6%
Streak Years 12
Dividend Rating 45.94%

Dividends Cash Amount per Share Yearly

This chart shows the yearly cash amount paid as dividends per share. The exact values for each year can be found in the structured dataset with the html-id #yearly_dividend_dataset below.
Dividend Growth Year over Year This chart shows the annual dividend growth rate compared to the previous year.
5 Years Chart with Price and Dividend Yield This chart shows the dividend yield and price over time. Price is displayed as gray area (left axis), yield as dark blue line (right axis), and average yield as orange dashed line.
■ Yield (right) | ■ Price (left) | ┅ Avg Yield
Total Return 12m: -23.5%
Total Return 5y: -3.7%

Top Dividend Payers in Consumer Finance

Top 5 Dividend Yields of Peer-Group
Symbol Market Cap USD Dividend Yield TTM Yield on Cost 5y
JFIN 354 M 4.65% 25.4%
OMF 7,791 M 7.63% 12.6%
XYF 215 M 3.54% 15.3%
QFIN 2,145 M 4.48% 8.74%
FINV 1,526 M 3.84% 7.91%
Top 5 Dividend Growth Rates of Peer-Group
Symbol Market Cap USD Growth Rate Consistency
XYF 215 M 76.6% 49.4%
LX 697 M 61.9% 100%
QFIN 2,145 M 51.1% 96.7%
JFIN 354 M 41.4% 97.2%
SLM 5,513 M 27.0% 72.9%

Quality Dividend Peers in Consumer Finance

FCFS
FirstCash
 1.19% Yield

NAVI Dividend History: Last 47 Payments (USD) as of February 2026

Ex-Dividend Date Record Date Payment Date Period Dividend per Share Dividend Growth Rate QoQ Payout Yield
2025-12-05 2025-12-05 2025-12-19 Quarterly 0.16 0% 1.3%
2025-09-05 2025-09-05 2025-09-19 Quarterly 0.16 0% 1.17%
2025-06-06 2025-06-06 2025-06-20 Quarterly 0.16 0% 1.17%
2025-03-07 2025-03-07 2025-03-21 Quarterly 0.16 0% 1.17%
2024-12-06 2024-12-06 2024-12-20 Quarterly 0.16 0% 1.05%
2024-09-06 2024-09-06 2024-09-20 Quarterly 0.16 0% 1.01%
2024-06-07 2024-06-07 2024-06-21 Quarterly 0.16 0% 1.11%
2024-02-29 2024-03-01 2024-03-15 Quarterly 0.16 0% 1.01%
2023-11-30 2023-12-01 2023-12-15 Quarterly 0.16 0% 0.94%
2023-08-31 2023-09-01 2023-09-15 Quarterly 0.16 0% 0.91%
2023-06-01 2023-06-02 2023-06-16 Quarterly 0.16 0% 1.06%
2023-03-02 2023-03-03 2023-03-17 Quarterly 0.16 0% 0.9%
2022-12-01 2022-12-02 2022-12-16 Quarterly 0.16 0% 0.95%
2022-09-01 2022-09-02 2022-09-16 Quarterly 0.16 0% 1.06%
2022-06-02 2022-06-03 2022-06-17 Quarterly 0.16 0% 1.03%
2022-03-03 2022-03-04 2022-03-18 Quarterly 0.16 0% 0.91%
2021-12-02 2021-12-03 2021-12-17 Quarterly 0.16 0% 0.82%
2021-09-02 2021-09-03 2021-09-17 Quarterly 0.16 0% 0.69%
2021-06-03 2021-06-04 2021-06-18 Quarterly 0.16 0% 0.87%
2021-03-04 2021-03-05 2021-03-19 Quarterly 0.16 0% 1.27%
2020-12-03 2020-12-04 2020-12-18 Quarterly 0.16 0% N/A
2020-09-03 2020-09-04 2020-09-18 Quarterly 0.16 0% N/A
2020-06-04 2020-06-05 2020-06-19 Quarterly 0.16 0% N/A
2020-03-05 2020-03-06 2020-03-20 Quarterly 0.16 0% N/A
2019-12-05 2019-12-06 2019-12-20 Quarterly 0.16 0% N/A
2019-09-05 2019-09-06 2019-09-20 Quarterly 0.16 0% N/A
2019-06-06 2019-06-07 2019-06-21 Quarterly 0.16 0% N/A
2019-02-28 2019-03-01 2019-03-15 Quarterly 0.16 0% N/A
2018-12-06 2018-12-07 2018-12-21 Quarterly 0.16 0% N/A
2018-09-06 2018-09-07 2018-09-21 Quarterly 0.16 0% N/A
2018-05-31 2018-06-01 2018-06-15 Quarterly 0.16 0% N/A
2018-03-01 2018-03-02 2018-03-16 Quarterly 0.16 0% N/A
2017-11-30 2017-12-01 2017-12-15 Quarterly 0.16 0% N/A
2017-08-30 2017-09-01 2017-09-15 Quarterly 0.16 0% N/A
2017-05-31 2017-06-02 2017-06-16 Quarterly 0.16 0% N/A
2017-03-01 2017-03-03 2017-03-17 Quarterly 0.16 0% N/A
2016-11-30 2016-12-02 2016-12-16 Quarterly 0.16 0% N/A
2016-08-31 2016-09-02 2016-09-16 Quarterly 0.16 0% N/A
2016-06-01 2016-06-03 2016-06-17 Quarterly 0.16 0% N/A
2016-03-02 2016-03-04 2016-03-18 Quarterly 0.16 0% N/A
2015-12-02 2015-12-04 2015-12-18 Quarterly 0.16 0% N/A
2015-09-02 2015-09-04 2015-09-18 Quarterly 0.16 0% N/A
2015-06-03 2015-06-05 2015-06-19 Quarterly 0.16 0% N/A
2015-03-04 2015-03-06 2015-03-20 Quarterly 0.16 6.7% N/A
2014-12-03 2014-12-05 2014-12-19 Quarterly 0.15 0% N/A
2014-09-10 2014-09-12 2014-09-26 Quarterly 0.15 0% N/A
2014-06-04 2014-06-06 2014-06-20 Other 0.15 0% N/A

NAVI Dividend FAQ

Navient Corp. (NASDAQ:NAVI) delivers technology-enabled financing and business-process services across education, health-care, and government sectors in the United States, organized into three segments: Federal Education Loans, Consumer Lending, and Business Processing. The firm services its own Federal Family Education Loan Program (FFELP) assets, originates and services private education loans, and provides omnichannel contact-center and revenue-cycle solutions to public-sector and health-care clients.

What is the Dividend Yield of NAVI?

As of February 2026, NAVI`s dividend yield is 4.78%. This is calculated by dividing the trailing 12-month dividend rate (TTM rate) of 0.64 USD by the current share price of 10.05.

Does NAVI pay a dividend?

As of February 2026, NAVI paid a dividend of 0.64 USD in the last 12 months. The last dividend was paid on 2025-12-05 and the payout was 0.16 USD.

How often does NAVI pay dividends?

NAVI pays dividends quarterly. Over the last 12 months, NAVI has issued 4 dividend payments. The last dividend payment was made on 2025-12-05.

NAVI dividend forecast

Based on historical data, the forecasted dividends per share for NAVI for the next 4 payments are between 0.16 (+0.0%) and 0.16 (+0.0%).
This suggests the dividend will remain relatively stable.

Will NAVI pay dividends in 2026?

The latest dividend paid per share was 0.16 USD with an Ex-Dividend Date of 2025-12-05. The next Ex-Dividend date for Navient (NAVI) is currently unknown.

What is the next Ex-Dividend Date for NAVI?

The next Ex-Dividend date for Navient (NAVI) is currently unknown. We automatically update the next Ex-Dividend date when it is announced.

What is the Dividend Growth of NAVI?

NAVI's average dividend growth rate over the past 5 years is 0.00% per year.

What is the Yield on Cost of NAVI?

NAVI's 5-Year Yield on Cost is 6.13%. If you bought NAVI's shares at 10.44 USD five years ago, your current annual dividend income (0.64 USD per share, trailing 12 months) equals 6.13% of your original purchase price.

What is the Payout Consistency of NAVI?

NAVI Payout Consistency is 96.2%. The payout consistency is a proprietary measure of how consistently a company has paid dividends over its lifetime and blends growth rate, number of dividend payments, interruptions or lowering dividends into one number.
Very consistent: Navient has a strong track record of consistent dividend payments over its lifetime.

Does NAVI have a good Dividend Yield?

NAVI`s 4.78% Dividend Yield is considered as good. Make sure the dividend is sustainable: Check the Payouts-Ratio over time.

What is the Dividend Payout Ratio of NAVI?

The Dividend Payout Ratio of NAVI is 200.0%. Dangerously high - this is usually not sustainable and may lead to a dividend cut or NAV decline.

What is the Dividend Rating of NAVI?

NAVI`s Overall Dividend Rating is 45.94%. Ratings surpassing 65% are regarded as acceptable, exceeding 75% are favorable and surpassing 85% are strong.

NAVI Outstanding Shares Analysis

What is the Trend in NAVI's Outstanding Shares?

Navient's outstanding shares have decreased by approximately 10.29% annually over the past 3 years (Trend Reliability: -100.0%).

Shareholder-friendly: The company is actively buying back shares, reducing the share count. This increases earnings per share and often leads to higher dividends per share over time, as profits are distributed among fewer shareholders.

Has NAVI ever had a Stock Split?

No stock splits on record. The share count changes shown above reflect buybacks, new issuance, or employee compensation rather than structural splits.

Year Number of Shares Annual Growth Rate
2011 523,000,000
2012 483,000,000 -7.65%
2013 449,000,000 -7.04%
2014 425,000,000 -5.35%
2015 382,000,000 -10.12%
2016 322,000,000 -15.71%
2017 281,000,000 -12.73%
2018 264,000,000 -6.05%
2019 233,000,000 -11.74%
2020 195,000,000 -16.31%
2021 172,000,000 -11.79%
2022 144,000,000 -16.28%
2023 123,000,000 -14.58%
2024 111,000,000 -9.76%
2025 99,000,000 -10.81%

Key Metric Definitions

Dividend Yield
Annual dividend per share divided by current share price.
Payout Ratio
Percentage of earnings paid as dividends. Below 60% = safe, above 100% = unsustainable.
Payout FCF
Percentage of Free Cash Flow paid as dividends. More reliable than Payout Ratio since it measures actual cash.
Growth Rate (CAGR)
Compound annual growth rate of dividends over the last 5 years.
Consistency
Reliability of dividend payments over lifetime. Penalizes cuts and pauses.
Yield on Cost
Your effective yield if you bought 5 years ago. Shows dividend growth impact over time.
Streak
Consecutive years of dividend payments. 25+ years = Dividend Aristocrat.
Dividend Rating
Proprietary score (0-100) combining yield, growth, safety and consistency.

Last update: 2026-02-01 02:17