MCY 📈 Mercury General - Overview

Exchange: NYSE • Country: United States • Currency: USD • Type: Common Stock • ISIN: US5894001008

MCY: Auto, Home, Commercial, Umbrella, Mechanical, Insurance

Mercury General Corporation, together with its subsidiaries, engages in writing personal automobile insurance in the United States. The company also writes homeowners, commercial automobile, commercial property, mechanical protection, and umbrella insurance products. Its automobile insurance products include collision, property damage, bodily injury, comprehensive, personal injury protection, underinsured and uninsured motorist, and other hazards; and homeowners insurance products comprise dwelling, liability, personal property, and other coverages. The company sells its policies through a network of independent agents, insurance agencies, as well as directly through internet sales portals in Arizona, California, Florida, Georgia, Illinois, Nevada, New Jersey, New York, Oklahoma, Texas, and Virginia. Mercury General Corporation was founded in 1961 and is headquartered in Los Angeles, California. Web URL: https://www.mercuryinsurance.com

Additional Sources for MCY Stock

MCY Stock Overview

Market Cap in USD 4,122m
Sector Financial Services
Industry Insurance - Property & Casualty
GiC Sub-Industry Property & Casualty Insurance
IPO / Inception 1990-03-26

MCY Stock Ratings

Growth 5y 41.6%
Fundamental 71.9%
Dividend 19.8%
Rel. Strength Industry 164
Analysts 4/5
Fair Price Momentum 74.77 USD
Fair Price DCF 453.45 USD

MCY Dividends

Dividend Yield 12m 1.86%
Yield on Cost 5y 3.26%
Annual Growth 5y -12.74%
Payout Consistency 95.2%

MCY Growth Ratios

Growth Correlation 3m 79.1%
Growth Correlation 12m 96.4%
Growth Correlation 5y 14.6%
CAGR 5y 11.80%
CAGR/Mean DD 5y 0.50
Sharpe Ratio 12m 1.97
Alpha 66.13
Beta 0.68
Volatility 43.84%
Current Volume 1280.4k
Average Volume 20d 304.3k
What is the price of MCY stocks?
As of December 22, 2024, the stock is trading at USD 68.19 with a total of 1,280,422 shares traded.
Over the past week, the price has changed by -6.79%, over one month by -7.11%, over three months by +14.05% and over the past year by +86.90%.
Is Mercury General a good stock to buy?
Yes, based on ValueRay Fundamental Analyses, Mercury General (NYSE:MCY) is currently (December 2024) a good stock to buy. It has a ValueRay Fundamental Rating of 71.89 and therefor a positive outlook according to the companies health.
Based on ValueRays Analyses, Dividends and Discounted-Cash-Flow, the Fair Value of MCY as of December 2024 is 74.77. This means that MCY is currently overvalued and has a potential downside of 9.65%.
Is MCY a buy, sell or hold?
Mercury General has received a consensus analysts rating of 4.00. Therefor, it is recommend to buy MCY.
  • Strong Buy: 0
  • Buy: 1
  • Hold: 0
  • Sell: 0
  • Strong Sell: 0
What are the forecast for MCY stock price target?
According to ValueRays Forecast Model, MCY Mercury General will be worth about 81.8 in December 2025. The stock is currently trading at 68.19. This means that the stock has a potential upside of +19.99%.
Issuer Forecast Upside
Wallstreet Target Price 80 17.3%
Analysts Target Price 33 -51.6%
ValueRay Target Price 81.8 20%