MCY Dividend History & Analysis | 1.8% Yield

MCY has a dividend yield of 1.8% and paid 1.27 USD per share in the last 12M. Complete payout history, full analyses and peer comparison.

Yield 12m 1.81%
Payout Ratio 30.0%
Growth Rate CAGR 5y -15.83%
Consistency Lifetime 95.2%
Yield on Cost 5y 2.77%
Payout FCF 7.1%
Streak Years 40
Dividend Rating 9.63%

Dividends Cash Amount per Share Yearly

This chart shows the yearly cash amount paid as dividends per share. The exact values for each year can be found in the structured dataset with the html-id #yearly_dividend_dataset below.
Dividend Growth Year over Year This chart shows the annual dividend growth rate compared to the previous year.
5 Years Chart with Price and Dividend Yield This chart shows the dividend yield and price over time. Price is displayed as gray area (left axis), yield as dark blue line (right axis), and average yield as orange dashed line.
■ Yield (right) | ■ Price (left) | ┅ Avg Yield
Total Return 12m: 91.3%
Total Return 5y: 107.5%

Top Dividend Payers in Property & Casualty Insurance

Top 5 Dividend Yields of Peer-Group
Symbol Market Cap USD Dividend Yield TTM Yield on Cost 5y
ORI 10,336 M 8.74% 27.7%
COFA 2,772 M 8.70% 25.5%
ACIC 547 M 6.59% 15.4%
FNF 14,758 M 4.86% 9.01%
DGICA 689 M 5.16% 6.38%
Top 5 Dividend Growth Rates of Peer-Group
Symbol Market Cap USD Growth Rate Consistency
FNF 14,758 M 39.4% 33.9%
FIHL 2,034 M 25.0% 100%
ACIC 547 M 20.1% 74.1%
IGIC 1,080 M 31.9% 89.6%
AGO 4,038 M 11.5% 99.3%

Quality Dividend Peers in Property & Casualty Insurance

CB
Chubb
 1.31% Yield
UFCS
United Fire
 2.11% Yield

MCY Dividend History: Last 50 Payments (USD) as of February 2026

Ex-Dividend Date Record Date Payment Date Period Dividend per Share Dividend Growth Rate QoQ Payout Yield
2025-12-10 2025-12-10 2025-12-24 Quarterly 0.318 0% 0.35%
2025-09-11 2025-09-11 2025-09-25 Quarterly 0.318 0% 0.41%
2025-06-12 2025-06-12 2025-06-26 Quarterly 0.318 0% 0.5%
2025-03-13 2025-03-13 2025-03-27 Quarterly 0.318 0% 0.58%
2024-12-12 2024-12-12 2024-12-26 Quarterly 0.318 0% 0.44%
2024-09-12 2024-09-12 2024-09-26 Quarterly 0.318 0% 0.55%
2024-06-13 2024-06-13 2024-06-27 Quarterly 0.318 0% 0.61%
2024-03-12 2024-03-13 2024-03-27 Quarterly 0.318 0% 0.67%
2023-12-13 2023-12-14 2023-12-28 Quarterly 0.318 0% 0.8%
2023-09-13 2023-09-14 2023-09-28 Quarterly 0.318 0% 1.1%
2023-06-14 2023-06-15 2023-06-29 Quarterly 0.318 0% 1.08%
2023-03-14 2023-03-15 2023-03-29 Quarterly 0.318 0% 1.05%
2022-12-14 2022-12-15 2022-12-29 Quarterly 0.318 0% 0.9%
2022-09-14 2022-09-15 2022-09-29 Quarterly 0.318 -49.9% 0.96%
2022-06-15 2022-06-16 2022-06-30 Quarterly 0.635 0% 1.41%
2022-03-15 2022-03-16 2022-03-30 Quarterly 0.635 0% 1.2%
2021-12-15 2021-12-16 2021-12-30 Quarterly 0.635 0.3% 1.21%
2021-09-15 2021-09-16 2021-09-30 Quarterly 0.633 0% 1.1%
2021-06-15 2021-06-16 2021-06-30 Quarterly 0.633 0% 1.06%
2021-03-16 2021-03-17 2021-03-31 Quarterly 0.633 0% 1.04%
2020-12-15 2020-12-16 2020-12-30 Quarterly 0.633 0.5% N/A
2020-09-14 2020-09-15 2020-09-29 Quarterly 0.63 0% N/A
2020-06-10 2020-06-11 2020-06-25 Quarterly 0.63 0% N/A
2020-03-16 2020-03-17 2020-03-31 Quarterly 0.63 0% N/A
2019-12-11 2019-12-12 2019-12-26 Quarterly 0.63 0.3% N/A
2019-09-11 2019-09-12 2019-09-26 Quarterly 0.628 0% N/A
2019-06-12 2019-06-13 2019-06-27 Quarterly 0.628 0% N/A
2019-03-13 2019-03-14 2019-03-28 Quarterly 0.628 0% N/A
2018-12-12 2018-12-13 2018-12-27 Quarterly 0.628 0.5% N/A
2018-09-12 2018-09-13 2018-09-27 Quarterly 0.625 0% N/A
2018-06-13 2018-06-14 2018-06-28 Quarterly 0.625 0% N/A
2018-03-14 2018-03-15 2018-03-29 Quarterly 0.625 0% N/A
2017-12-13 2017-12-14 2017-12-28 Quarterly 0.625 0.3% N/A
2017-09-13 2017-09-14 2017-09-28 Quarterly 0.623 0% N/A
2017-06-13 2017-06-15 2017-06-29 Quarterly 0.623 0% N/A
2017-03-14 2017-03-16 2017-03-30 Quarterly 0.623 0% N/A
2016-12-13 2016-12-15 2016-12-29 Quarterly 0.623 0.5% N/A
2016-09-13 2016-09-15 2016-09-29 Quarterly 0.62 0% N/A
2016-06-14 2016-06-16 2016-06-30 Quarterly 0.62 0% N/A
2016-03-15 2016-03-17 2016-03-31 Quarterly 0.62 0% N/A
2015-12-11 2015-12-15 2015-12-29 Quarterly 0.62 0.3% N/A
2015-09-08 2015-09-10 2015-09-24 Quarterly 0.618 0% N/A
2015-06-09 2015-06-11 2015-06-25 Quarterly 0.618 0% N/A
2015-03-13 2015-03-17 2015-03-31 Quarterly 0.618 0% N/A
2014-12-10 2014-12-12 2014-12-26 Quarterly 0.618 0.5% N/A
2014-09-09 2014-09-11 2014-09-25 Quarterly 0.615 0% N/A
2014-06-10 2014-06-12 2014-06-26 Quarterly 0.615 0% N/A
2014-03-13 2014-03-17 2014-03-31 Quarterly 0.615 0% N/A
2013-12-10 2013-12-12 2013-12-26 Quarterly 0.615 0.3% N/A
2013-09-10 2013-09-12 2013-09-26 Quarterly 0.613 0% N/A

MCY Dividend FAQ

Mercury General Corporation (NYSE: MCY) writes personal automobile insurance across the United States and also offers homeowners, commercial auto, commercial property, mechanical protection, and umbrella policies. Its auto line covers collision, property damage, bodily injury, comprehensive, PIP, and under-/uninsured motorist coverages, while its homeowners products include dwelling, liability, and personal-property coverages. Distribution is through independent agents, agency networks, and direct online portals in 12 states, with the firm headquartered in Los Angeles and incorporated in 1961.

What is the Dividend Yield of MCY?

As of February 2026, MCY`s dividend yield is 1.81%. This is calculated by dividing the trailing 12-month dividend rate (TTM rate) of 1.27 USD by the current share price of 95.19.

Does MCY pay a dividend?

As of February 2026, MCY paid a dividend of 1.27 USD in the last 12 months. The last dividend was paid on 2025-12-10 and the payout was 0.318 USD.

How often does MCY pay dividends?

MCY pays dividends quarterly. Over the last 12 months, MCY has issued 4 dividend payments. The last dividend payment was made on 2025-12-10.

MCY dividend forecast

Based on historical data, the forecasted dividends per share for MCY for the next 4 payments are between 0.38 (+19.5%) and 0.426 (+34.0%).
This represents a strong dividend growth compared to the last payment.

Will MCY pay dividends in 2026?

The latest dividend paid per share was 0.318 USD with an Ex-Dividend Date of 2025-12-10. The next Ex-Dividend date for Mercury General (MCY) is currently unknown.

What is the next Ex-Dividend Date for MCY?

The next Ex-Dividend date for Mercury General (MCY) is currently unknown. We automatically update the next Ex-Dividend date when it is announced.

What is the Dividend Growth of MCY?

MCY's average dividend growth rate over the past 5 years is -15.8% per year.
Negative growth: MCY's Dividend growth is negative and declining.

What is the Yield on Cost of MCY?

MCY's 5-Year Yield on Cost is 2.77%. If you bought MCY's shares at 45.89 USD five years ago, your current annual dividend income (1.27 USD per share, trailing 12 months) equals 2.77% of your original purchase price.

What is the Payout Consistency of MCY?

MCY Payout Consistency is 95.2%. The payout consistency is a proprietary measure of how consistently a company has paid dividends over its lifetime and blends growth rate, number of dividend payments, interruptions or lowering dividends into one number.
Very consistent: Mercury General has a strong track record of consistent dividend payments over its lifetime.

Does MCY have a good Dividend Yield?

MCY`s 1.81% Dividend Yield is considered as low. This is usually a sign of a growth company.

What is the Dividend Payout Ratio of MCY?

The Dividend Payout Ratio of MCY is 30.0%. Very low - Often a strong indicator of potential dividend growth.

What is the Dividend Rating of MCY?

MCY`s Overall Dividend Rating is 9.63%. Ratings surpassing 65% are regarded as acceptable, exceeding 75% are favorable and surpassing 85% are strong.

MCY Outstanding Shares Analysis

What is the Trend in MCY's Outstanding Shares?

Mercury General's outstanding shares have increased by approximately 0.02% annually over the past 3 years (Trend Reliability: 100.0%).

Neutral: Share count is relatively stable with minor dilution. This has minimal impact on dividend per share calculations.

Has MCY ever had a Stock Split?

Yes, the last stock split was on Oct 10, 1997 with a ratio of 2:1.

This was a forward split: Each share became 2 shares, lowering the price proportionally. The dividend per share was also adjusted downward by the same ratio, so total dividend income remained unchanged.

Year Number of Shares Annual Growth Rate
1985 41,250,000
1986 53,529,400 +29.77%
1987 50,000,000 -6.59%
1988 51,875,000 +3.75%
1989 52,608,700 +1.41%
1990 53,913,000 +2.48%
1991 54,062,500 +0.28%
1992 53,750,000 -0.58%
1993 55,000,000 +2.33%
1994 54,333,300 -1.21%
1995 54,750,000 +0.77%
1996 55,000,000 +0.46%
1997 55,268,800 +0.49%
1998 54,794,500 -0.86%
1999 54,432,700 -0.66%
2000 53,713,000 -1.32%
2001 54,630,200 +1.71%
2002 54,685,700 +0.1%
2003 54,615,900 -0.13%
2004 54,436,000 -0.33%
2005 54,809,300 +0.69%
2006 54,462,200 -0.63%
2007 56,585,700 +3.9%
2008 54,767,300 -3.21%
2009 54,783,000 +0.03%
2010 54,809,000 +0.05%
2011 54,877,000 +0.12%
2012 54,914,000 +0.07%
2013 54,977,000 +0.11%
2014 55,139,000 +0.29%
2015 55,322,000 +0.33%
2016 55,349,000 +0.05%
2017 55,340,000 -0.02%
2018 55,340,000
2019 55,361,000 +0.04%
2020 55,358,000 -0.01%
2021 55,374,000 +0.03%
2022 55,371,000 -0.01%
2023 55,371,000
2024 55,382,000 +0.02%
2025 55,389,000 +0.01%

Key Metric Definitions

Dividend Yield
Annual dividend per share divided by current share price.
Payout Ratio
Percentage of earnings paid as dividends. Below 60% = safe, above 100% = unsustainable.
Payout FCF
Percentage of Free Cash Flow paid as dividends. More reliable than Payout Ratio since it measures actual cash.
Growth Rate (CAGR)
Compound annual growth rate of dividends over the last 5 years.
Consistency
Reliability of dividend payments over lifetime. Penalizes cuts and pauses.
Yield on Cost
Your effective yield if you bought 5 years ago. Shows dividend growth impact over time.
Streak
Consecutive years of dividend payments. 25+ years = Dividend Aristocrat.
Dividend Rating
Proprietary score (0-100) combining yield, growth, safety and consistency.

Last update: 2026-02-03 04:21