OMF 📈 OneMain Holdings - Overview
Exchange: NYSE • Opening Hours • Country: United States • Currency: USD • Type: Common Stock • ISIN: US68268W1036
OMF: Personal Loans, Credit Cards, Insurance Products
OneMain Holdings, Inc. is a leading financial services holding company that specializes in consumer finance and insurance in the United States. The company's core business involves originating, underwriting, and servicing personal loans, which can be secured by automobiles, other titled collateral, or remain unsecured.
In addition to personal loans, OneMain Holdings offers a range of complementary products, including credit cards, to provide customers with convenient and flexible financing options. The company also provides optional credit insurance products, such as life, disability, and involuntary unemployment insurance, to help borrowers manage their loan repayments and mitigate potential risks.
Furthermore, OneMain Holdings offers non-credit insurance products, guaranteed asset protection coverage, and membership plans to provide customers with added protection and benefits. The company's products are available through its website, making it easy for customers to apply and manage their accounts online.
With a rich history dating back to 1912, OneMain Holdings has a strong legacy in the consumer finance industry. The company was previously known as Springleaf Holdings, Inc. before rebranding as OneMain Holdings, Inc. in November 2015. Today, the company is headquartered in Evansville, Indiana, and operates as a leading provider of consumer finance and insurance solutions.
For more information about OneMain Holdings, Inc. and its products, customers can visit the company's website at https://www.onemainfinancial.com.
Additional Sources for OMF Stock
Tweets: X Stocktwits
Fund Manager Positions: Dataroma Stockcircle
OMF Stock Overview
| Market Cap in USD | 5,928m |
| Sector | Financial Services |
| Industry | Credit Services |
| GiC SubIndustry | Consumer Finance |
| TER | 0.00% |
| IPO / Inception | 2013-10-16 |
OMF Stock Ratings
| Growth 5y | 67.6 |
| Fundamental | 33.4 |
| Dividend | 75.4 |
| Rel. Performance vs Sector | 0.81 |
| Analysts | 4.07/5 |
| Fair Price Momentum | 62.08 USD |
| Fair Price DCF | 423.56 USD |
OMF Dividends
| Dividend Yield 12m | 5.60% |
| Yield on Cost 5y | 13.08% |
| Dividends CAGR 5y | 5.92% |
| Payout Consistency | 89.63% |
OMF Growth Ratios
| Growth Correlation 3m | 47.3% |
| Growth Correlation 12m | 55.5% |
| Growth Correlation 5y | 69.9% |
| CAGR 5y | 18.45% |
| CAGR/Mean DD 5y | 1.06 |
| Sharpe Ratio 12m | 1.39 |
| Alpha vs SP500 12m | 3.20 |
| Beta vs SP500 5y weekly | 1.75 |
| Volatility GJR Garch 1y | 30.99% |
| Current Volume | 589.3k |
| Average Volume 20d | 1334.6k |
As of November 21, 2024, the stock is trading at USD 54.96 with a total of 589,299 shares traded.
Over the past week, the price has changed by +0.59%, over one month by +20.19%, over three months by +19.04% and over the past year by +54.96%.
Neither. Based on ValueRay Fundamental Analyses, OneMain Holdings is currently (November 2024) neither a good nor a bad stock to buy. It has a ValueRay Fundamental Rating of 33.44 and therefor a neutral outlook according to the companies health.
Based on ValueRays Analyses, Dividends and Discounted-Cash-Flow, the Fair Value of OMF as of November 2024 is 62.08. This means that OMF is currently undervalued and has a potential upside of +12.95% (Margin of Safety).
- Strong Buy: 6
- Buy: 3
- Hold: 5
- Sell: 0
- Strong Sell: 0
According to ValueRays Forecast Model, OMF OneMain Holdings will be worth about 67.1 in November 2025. The stock is currently trading at 54.96. This means that the stock has a potential upside of +22%.
| Issuer | Forecast | Upside |
|---|---|---|
| Wallstreet Target Price | 58 | 5.5% |
| Analysts Target Price | 51.1 | -7.1% |
| ValueRay Target Price | 67.1 | 22% |