(UWMC) UWM Holdings - Ratings and Ratios

UWM Holdings Corporation (NYSE: UWMC) is a leading residential mortgage lender in the United States, specializing in the origination, sale, and servicing of mortgage loans. The company operates primarily through its wholesale channel, catering to mortgage brokers and financial institutions. Its product portfolio is focused on conforming loans, which meet the underwriting standards of government-sponsored entities like Fannie Mae and Freddie Mac, as well as government-backed loans insured by agencies such as FHA, VA, and USDA. Founded in 1986 and headquartered in Pontiac, Michigan, UWM has established itself as a key player in the mortgage finance industry, leveraging its expertise in wholesale lending to maintain a strong market position.

From a technical standpoint, UWMC stock has shown declining momentum, with its SMA 20, SMA 50, and SMA 200 all trending above the current price of $4.42. This indicates bearish pressure in the short to long term. The Average True Range (ATR) of 0.29 suggests moderate volatility, with price swings likely to remain contained in the near term. Fundamental analysis highlights a market cap of $9.868 billion, with a trailing P/E of 33.62 and a forward P/E of 14.53, signaling elevated valuations but also expectations of future earnings growth. The P/B ratio of 4.27 reflects a premium to book value, while the P/S ratio of 4.01 indicates strong revenue multiples. Return on equity (RoE) stands at 2.56%, which is relatively low compared to industry peers.