UWMC Performance Analysis - UWM Holdings | -45.9% 12M Return

12M Return: -45.9% | -68.6% vs S&P 500 | Volatility: 49.9% | Relative Strength, Momentum & Peer Ranking

RS IBD 0.38
Top 95% in Peers
Idiosyncratic Score 0.87
Top 95% in Peers
Total Return 3m -44.3%
Top 5% in Peers
Total Return 12m -45.89%
Top 95% in Peers
P/E
P/E Trailing6.93
P/E Forward4.84
High / Low 52w
52 Week High6.41 USD
52 Week Low2.00 USD
Sentiment
Buy Signal ±3-0.84
VRO Trend ±1006.83
Drawdowns 3y
Max Drawdown74.86%
Median Drawdown32.10%
Compare vs 10 peers in Commercial & Residential Mortgage Finance
Total Return: UWMC vs Peers Total Return of UWM Holdings versus broad market ETF SPY
5y Drawdown (Underwater) Chart 5 Year Drawdown / Underwater Chart for UWMC Performance Analysis - UWM Holdings | -45.9% 12M Return

Detailed Performance Metrics Updated: 2026-07-16 03:55

Risk-Adjusted Return
CAGR -26.0%
CAGR / Max DD -0.35
CAGR / Mean DD -0.85
CAGR / Median DD -0.81
Market Sensitivity & Volatility
ATR % 7.13%
Beta 1.559
Beta Downside 1.961
Alpha -78.68%
CAPM 11.47%
Trend & Momentum
Current Price 2.03 USD
SMA 20 Distance +6.90%
SMA 50 Distance +25.62%
SMA 200 Distance +97.04%
RSI 14 36.0
EMA8 Dist. Percentile 59.5%
Distance to 52W High -68.33%
Hurst Exponent 0.600
Key Levels
Support / Resistance (price, strength)

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Pivot Points (date, price, move %)
2025-10-24: 5.95 2025-11-18: 4.81 (-19.16%) 2025-12-02: 5.97 (+24.12%) 2026-01-05: 4.28 (-28.31%) 2026-01-16: 6.15 (+43.69%) 2026-03-26: 3.38 (-45.04%) 2026-04-21: 4.02 (+18.92%) 2026-06-23: 2 (-50.25%) 2026-06-30: 2.38 (+19%) 2026-07-08: 1.98 (-16.81%)
Structural Changepoints
2025-12-04 2025-12-31 2026-01-28 2026-03-27 2026-04-20 2026-05-28 2026-06-11
Peer Rankings higher = better
METRIC UWMC PERCENTILE RANK
RS IBD 0.38 5.0
Performance 1M -9.65% 5.0
Performance 3M -44.28% 5.0
Performance 6M -62.37% 5.0
Performance 12M -45.89% 5.0
Sharpe Ratio -0.91 5.0

Top Performer in Commercial & Residential Mortgage Finance 5 of 10 peers

Short Term Performance
SYMBOL 1W 1M 3M
AGM -0.90% 6.88% 19.72%
RDN 0.61% 9.21% 10.07%
NMIH 0.22% 10.34% 6.04%
ESNT -0.80% 9.28% 5.22%
MTG -0.14% 8.71% 3.79%
UWMC 0.00% -9.65% -44.28%
Long Term Performance
SYMBOL 6M 12M 5Y
MBIN 39.51% 47.39% 101.91%
ESNT 5.31% 16.71% 62.32%
RDN 16.24% 15.41% 102.42%
AGM 17.52% 14.88% 138.27%
MTG 8.44% 14.62% 134.99%
UWMC -62.37% -45.89% -59.13%

Overall Best Picks of Peer Group GARP Metrics

SYMBOL MCAP 1M 12M 5Y P/E P/E fwd PEG EPS cagr
RDN NYSE
Radian		 4.99B 9.21% 15.41% 102.42% 8.86 7.11 0.76 2.68%
ESNT NYSE
Essent		 5.99B 9.28% 16.71% 62.32% 9.23 8.98 0.84 3.91%

Compare UWMC vs S&P 500

Total Return vs S&P 500
PERIOD UWMC S&P 500
1 Week 0.00% 1.26%
1 Month -9.65% 0.25%
3 Months -44.28% 8.12%
6 Months -62.37% 9.62%
12 Months -45.89% 22.67%
5 Years -59.13% 87.36%

FAQ

Does UWMC outperform the market?

No, UWMC underperforms the market. Over the past 12 months, UWMC returned -45.89% compared to 22.67% for the S&P 500.

What is the UWMC return over the last 12 months?

UWMC has returned -45.89% over the past 12 months, including dividends. Over 3 months the return was -44.28%, and over 5 years -59.13%.

How risky is UWMC?

UWMC has relatively low risk with a maximum drawdown of 74.86% over the past 3 years. The average drawdown is 30.53%.

UWMC vs Sectors 12m

Relative Performance vs S&P Sectors Sorted by outperformance, Positive = UWMC beats sector.
SECTOR ETF DIFFERENCE 12M
Consumer Staples XLP -53%
Consumer Discretionary XLY -53.5%
Communication Services XLC -54.2%
Financials XLF -57.1%
Real Estate XLRE -57.5%
Real Estate XLRE -57.5%
Materials XLB -61.3%
Health Care XLV -67.4%
Industrials XLI -67.6%
Energy XLE -80%
Technology XLK -87.4%

UWMC vs Asset Classes 12m

Relative Performance vs Major Asset Classes
ASSET CLASS ETF DIFFERENCE 12M
S&P 500 SPY -68.6%
Emerging Market EEM -83.2%
Gold GLD -67.3%
Long-Term Bonds TLT -49.5%
Risk-Free Cash SHY -49.1%